__________________________________________
Real Estate Market: 500 Cities
Home price charts,
market  analysis, and
appreciation rates are
available for the
following metropolitan
statistical areas. Click
the blue "Real Estate
Market" link above.

Abilene
Akron
Albany
Albuquerque
Alexandria
Allentown
Altoona
Amarillo
Ames
Anchorage
Anderson
Ann Arbor
Anniston
Appleton
Asheville
Athens
Atlanta
Atlantic City

Auburn
Augusta
Austin
Bakersfield
Baltimore
Bangor
Barnstable Town
Baton Rouge
Battle Creek
Bay City
Beaumont
Bellingham
Bend
Bethesda
Billings
Binghamton
Birmingham
Bismarck
Blacksburg
Bloomington

Boise City
Boston
Boulder
Bowling Green
Bradenton
Bremerton
Bridgeport
Brownsville
Brunswick
Buffalo
Burlington
Cambridge
Camden
Canton
Cape Coral
Carson City
Casper
Cedar Rapids

Champaign
Charleston
Charlottestonia
Charlottesville
Chattanooga
Cheyenne
Chicago
Chico
Cincinnati
Clarksville
Cleveland
Coeur D'Alene
College Station
Colorado Springs
Columbia
Columbus

Corpus Christi
Corvallis
Cumberland
Dallas
Dalton
Danville
Davenport
Dayton
Decatur
Deltona
Denver
Des Moines
Detroit
Dothan
Dover
Dubuque
Duluth

Durham
Eau Claire
Edison
El Centro
El Paso
Elizabethtown
Elkhart
Elmira
Erie
Eugene
Evansville
Fairbanks
Fargo
Farmington
Fayetteville
Flagstaff
Flint
Florence

Fond Du Lac
Fort Collins
Fort Lauderdale
Fort Smith
Fort Walton Beach
Fort Wayne
Fort Worth
Fresno
Gadsden
Gainesville
Gary
Glens Falls
Goldsboro
Grand Forks
Grand Junction
Grand Rapids
Great Falls
Greeley
Green Bay

Greensboro
Greenville
Gulfport
Hagerstown
Hanford
Harrisburg
Harrisonburg
Hartford
Hattiesburg
Hickory
Hinesville
Holland
Honolulu
Hot Springs
Houma
Houston
Huntington
Huntsville
Idaho Falls

Indianapolis
Iowa City
Ithaca
Jackson
Jacksonville
Janesville
Jefferson City
Johnson City
Johnstown
Jonesboro
Joplin
Kalamazoo
Kankakee
Kansas City
Kennewick
Kingsport

Kingston
Knoxville
Kokomo
La Crosse
Lafayette
Lake Charles
Lake County
Lake Havasu City
Lakeland
Lancaster
Lansing
Laredo
Las Cruces
Las Vegas
Lawrence
Lawton
Lebanon
Lewiston

Lexington
Lima
Lincoln
Little Rock
Logan
Longview
Los Angeles
Louisville
Lubbock
Lynchburg
Macon
Madera
Madison
Manchester
Mansfield
Mcallen
Medford
Memphis
Merced

Miami
Michigan City
Midland
Milwaukee
Minneapolis
Missoula
Mobile
Modesto
Monroe
Montgomery
Morgantown
Morristown
Mount Vernon
Muncie
Muskegon
Myrtle Beach
Napa
Naples
Nashville

Nassau
New Haven
New Orleans
New York
Newark
Niles
Norwich
Oakland
Ocala
Ocean City
Odessa
Ogden
Oklahoma City
Olympia
Omahas
Orlando
Oshkosh
Owensboro
Oxnard
Palm Bay

Palm Coast
Panama City
Parkersburg
Pascagoula
Peabody
Pensacola
Peoria
Philadelphia
Phoenix
Pine Bluff
Pittsburgh
Pittsfield
Pocatello
Port St. Lucie
Portland
Poughkeepsie
Prescott
Providence
Provo

Pueblo
Punta Gorda
Racine
Raleigh
Rapid City
Reading
Redding
Reno
Richmond
Riverside
Roanoke
Rochester
Rockford
Rockingham County
Rocky Mount
Rome
Sacramento
Saginaw
Salem

Salinas
Salisbury
Salt Lake City
San Angelo
San Antonio
San Diego
San Francisco
San Jose
San Luis Obispo
Sandusky
Santa Ana
Santa Barbara
Santa Cruz
Santa Fe
Santa Rosa
Savannah
Seattle
Sebastian
Sheboygan

Sherman
Shreveport
Sioux City
Sioux Falls
South Bend
Spartanburg
Spokane
Springfield
St. Cloud
St. George
St. Joseph
St. Louis
State College
Stockton
Sumter
Syracuse
Tacoma

Tallahassee
Tampa
Terre Haute
Texarkana
Toledo
Topeka
Trenton
Tucson
Tulsa
Tuscaloosa
Tyler
Utica
Valdosta
Vallejo
Victoria
Vineland
Virginia Beach
Visalia
Waco
Warner Robins

Washington
Waterloo
Wausau
Weirton
Wenatchee
West Palm Beach
Wheeling
Wichita Falls
Wichita
Williamsport
Wilmington
Winchester
Winston
Worcester
Yakima
York
Youngstown
Yuba City
Yuma

all 500 Cities...
This Sample Report Includes:
House Price Index Charts
Market Summary
Market Highlights
Market Commentary & Analysis
Appreciation Rates & Rankings

Updated Reports for 500 Cities:
Click "Real Estate Market" in the top left corner to open the updated page for
your city!
Albuquerque, NM - House Price Index (HPI) - 31 Year Chart
100
1000
1/1980          1/1985           1/1990          1/1995           1/2000          1/2005          1/2010
The House Price Index (HPI) shows changes in Albuquerque, NM single family home prices in
logarithmic scale. The March, 1995 index value equals 100.  Updated Tuesday, June 15, 2010. Click
a link below for the New Mexico Real Estate Forecast or the Albuquerque Home Appreciation Rate.
10
Albuquerque Real Estate Market: Trend, Analysis & Statistics
Commentary  3968
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Albuquerque, New Mexico


Historical Home Price Appreciation
Last Quarter                                     -0.21%
Last Year . . . . . . . . . . . . . . . . . . . .  -5.6%
Last 5 Years                                     22%
Last 10 Years . . . . . . . . . . . . . . . . . 53%
Last 20 Years                                   121%
Decline From All Time High               8.81%


Annual Home Price Appreciation Rates
1980      12.68%
1981      1.57%
1982      5.06%
1983      9.12%
1984      4.57%
1985      2.31%
1986      5.53%
1987      1.32%
1988      -1.05%
1989      2.88%
1990      -0.99%
1991      2.92%
1992      5.32%
1993      8.50%
1994      10.98%
1995      6.05%
1996      0.69%
1997      2.47%
1998      1.51%
1999      -1.01%
2000      1.43%
2001      4.49%
2002      3.25%
2003      4.61%
2004      7.47%
2005      15.47%
2006      13.83%
2007      3.19%
2008      -2.73%
2009      -5.24%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.21%        Rank: 61 of 381 (84th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -5.6%          Rank: 205 of 381 (46th Percentile)
Last 5 Years                              22%            Rank: 34 of 381 (91st Percentile)
Last 10 Years  . . . . . . . . . . . .   53%            Rank: 125 of 380 (67th Percentile)
Last 20 Years                            121%          Rank: 89 of 341 (74th Percentile)
Decline From All Time High        8.81%

Home Price appreciation rates for Albuquerque, NM are shown above for five
time periods. For example: Albuquerque appreciated -0.21% in the Last
Quarter. At that rate, the Albuquerque Real Estate Market was ranked 61st out
of 381 metropolitan areas for Real Estate Appreciation. Albuquerque was in the
84th percentile. So Albuquerque, NM performed better in the Last Quarter than
84% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Albuquerque, New Mexico

The all time high in the Albuquerque Home Price Index was 183.5 in the 1st
Quarter, of 2008. The 1st Quarter, 2010 index value was 167.4. That's a
decline of 16.17 points or 8.81% below the Albuquerque Home Price Index all
time high.  The Home Price Index indicates that the Albuquerque Market is up
53% over the last 10 years. Home Prices in the Albuquerque Real Estate
Market have lost 5.64% over the last 12 months. Over the last thirty years, it is
up 217%.

The 1st Quarter index value was 0.36 points lower than the 4th Quarter, 2009
index value of 167.72, resulting in a 0.21% decline for the 1st Quarter in the
Albuquerque Market.

The Albuquerque Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Albuquerque Real Estate
Market was 18% in the twelve months ended with the 2nd Quarter of 1979. The
worst annual home appreciation rate in the Albuquerque Market was -6% in the
twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Albuquerque Real Estate Market over a
three year period was 45% in the three years ended with the 4th Quarter of
1980. The worst home appreciation over a three year period in the
Albuquerque Market was -6% in the three years ended with the 1st Quarter of
2010.

This page provides a long term graph of the Albuquerque Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Albuquerque Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Albuquerque Real Estate Market. Another opens a forecast for appreciation
rates in the state of New Mexico. Just one glance at our long term charts can
provide tremendous insight into the historical trends of residential property
values. Bookmark this page! Then ForecastChart.com's detailed statistics
about Albuquerque Home Prices will be at your fingertips when you need them.

Historical data on the Albuquerque Home Price Index is available back to the
3rd Quarter, of 1977. All calculations are based on the quarterly value of the
House Price Index for the Albuquerque Market. The terms House Price Index
and Home Price Index, as used in this site, refer to the Federal Housing
Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Albuquerque Real Estate Market and
hundreds of other cities. As a result, Home Price data is not available for a
number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Albuquerque, New Mexico

The appreciation of Albuquerque Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains one or
more cities. Five different time periods are reviewed.  Each paragraph identifies
the top and bottom performing markets as well as the average and median
performance for all cities during each time period.

Last Quarter:
During the 1st Quarter of 2010, Albuquerque Home Prices had a rank of 61,
with appreciation of -0.21%. The top performing real estate market during the
1st Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Albuquerque Home Prices had a rank of 205, with
appreciation during the year of -5.64%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Albuquerque Home Prices
ranked 34, with a total appreciation of 22.3%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Albuquerque Home
Prices had a rank of 125, with appreciation during the decade of 53%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Albuquerque Home
Prices had a rank of 89, with total appreciation over the 20 year period of
121%. The top performing real estate market during the period was Missoula,
MT, with appreciation of 269%. The worst market during the last 20 years was
Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Albuquerque Real Estate Market
is available back to the 3rd Quarter, of 1977. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Albuquerque. Real estate appreciation
figures represent total appreciation over each time period. (Unless specifically
stated, the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)























Commentary  3982
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Atlanta, Georgia


Historical Home Price Appreciation
Last Quarter                                     -1.69%
Last Year . . . . . . . . . . . . . . . . . . . .  -10.0%
Last 5 Years                                     -4%
Last 10 Years . . . . . . . . . . . . . . . . . 23%
Last 20 Years                                   77%
Decline From All Time High               11.60%


Annual Home Price Appreciation Rates
1980      8.43%
1981      8.96%
1982      3.84%
1983      4.16%
1984      6.76%
1985      6.67%
1986      6.37%
1987      4.93%
1988      2.85%
1989      3.08%
1990      -1.76%
1991      2.29%
1992      2.63%
1993      2.69%
1994      1.24%
1995      5.43%
1996      3.45%
1997      5.77%
1998      6.61%
1999      6.63%
2000      6.62%
2001      7.32%
2002      4.41%
2003      2.99%
2004      4.38%
2005      4.88%
2006      3.36%
2007      1.29%
2008      -3.28%
2009      -6.67%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.69%        Rank: 245 of 381 (35th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.0%          Rank: 313 of 381 (17th
Percentile)
Last 5 Years                              -4%             Rank: 288 of 381 (24th
Percentile)
Last 10 Years  . . . . . . . . . . . .   23%            Rank: 331 of 380 (12th
Percentile)
Last 20 Years                            77%            Rank: 273 of 341 (20th
Percentile)
Decline From All Time High        11.60%

Home Price appreciation rates for Atlanta-Sandy Springs-Marietta, GA
are shown above for five time periods. For example: Atlanta
appreciated -1.69% in the Last Quarter. At that rate, the Atlanta Real
Estate Market was ranked 245th out of 381 metropolitan areas for Real
Estate Appreciation. Atlanta was in the 35th percentile. So Atlanta, GA
performed better in the Last Quarter than 35% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Atlanta, Georgia

The data and analysis on this page pertains to Atlanta-Sandy
Springs-Marietta, GA, hereinafter referred to as "Atlanta". The all time
high in the Atlanta Home Price Index was 184.6 in the 1st Quarter, of
2008. The 1st Quarter, 2010 index value was 163.2. That's a decline of
21.41 points or 11.60% below the Atlanta Home Price Index all time high.  
The Home Price Index indicates that the Atlanta Market is up 23% over
the last 10 years. Home Prices in the Atlanta Real Estate Market have
lost 9.95% over the last 12 months. Over the last thirty years, it is up
191%.

The 1st Quarter index value was 2.81 points lower than the 4th Quarter,
2009 index value of 166.00, resulting in a 1.69% decline for the 1st
Quarter in the Atlanta Market.

The Atlanta Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Atlanta Real Estate
Market was 16% in the twelve months ended with the 1st Quarter of
1980. The worst annual home appreciation rate in the Atlanta Market
was -10% in the twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Atlanta Real Estate Market over a
three year period was 36% in the three years ended with the 2nd
Quarter of 1981. The worst home appreciation over a three year period
in the Atlanta Market was -11% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Atlanta Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Atlanta Home Prices, look at the links under
that chart. One link opens a long term chart of historical appreciation
rates for the Atlanta Real Estate Market. Another opens a forecast for
appreciation rates in the state of Georgia. Just one glance at our long
term charts can provide tremendous insight into the historical trends
of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Atlanta Home Prices will
be at your fingertips when you need them.

Historical data on the Atlanta Home Price Index is available back to the
3rd Quarter, of 1976. All calculations are based on the quarterly value
of the House Price Index for the Atlanta Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Atlanta Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Atlanta, Georgia

The appreciation of Atlanta Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Atlanta-Sandy
Springs-Marietta, GA, hereinafter referred to as "Atlanta".

Last Quarter:
During the 1st Quarter of 2010, Atlanta Home Prices had a rank of 245,
with appreciation of -1.69%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Atlanta Home Prices had a rank of 313, with
appreciation during the year of -9.95%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Atlanta Home
Prices ranked 288, with a total appreciation of -3.8%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Atlanta Home
Prices had a rank of 331, with appreciation during the decade of 23%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Atlanta Home
Prices had a rank of 273, with total appreciation over the 20 year period
of 77%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Atlanta Real Estate
Market is available back to the 3rd Quarter, of 1976. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Atlanta. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  3986
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Austin, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.87%
Last Year . . . . . . . . . . . . . . . . . . . .  -2.0%
Last 5 Years                                     26%
Last 10 Years . . . . . . . . . . . . . . . . . 53%
Last 20 Years                                   173%
Decline From All Time High               2.11%


Annual Home Price Appreciation Rates
1980      4.35%
1981      10.45%
1982      10.31%
1983      9.05%
1984      12.39%
1985      5.48%
1986      -1.36%
1987      -15.05%
1988      -9.25%
1989      -1.33%
1990      0.04%
1991      7.17%
1992      9.31%
1993      10.77%
1994      5.46%
1995      4.72%
1996      2.35%
1997      1.97%
1998      5.20%
1999      10.12%
2000      12.29%
2001      5.98%
2002      2.07%
2003      -0.21%
2004      2.34%
2005      6.06%
2006      9.29%
2007      7.69%
2008      3.74%
2009      -1.25%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.87%        Rank: 133 of 381 (65th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -2.0%          Rank: 71 of 381 (81st Percentile)
Last 5 Years                              26%            Rank: 17 of 381 (95th Percentile)
Last 10 Years  . . . . . . . . . . . .   53%            Rank: 128 of 380 (66th
Percentile)
Last 20 Years                            173%          Rank: 25 of 341 (92nd
Percentile)
Decline From All Time High        2.11%

Home Price appreciation rates for Austin-Round Rock-San Marcos, TX
are shown above for five time periods. For example: Austin
appreciated -0.87% in the Last Quarter. At that rate, the Austin Real
Estate Market was ranked 133rd out of 381 metropolitan areas for Real
Estate Appreciation. Austin was in the 65th percentile. So Austin, TX
performed better in the Last Quarter than 65% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Austin, Texas

The data and analysis on this page pertains to Austin-Round Rock-San
Marcos, TX, hereinafter referred to as "Austin". The all time high in the
Austin Home Price Index was 204.7 in the 4th Quarter, of 2008. The 1st
Quarter, 2010 index value was 200.4. That's a decline of 4.31 points or
2.11% below the Austin Home Price Index all time high.  The Home Price
Index indicates that the Austin Market is up 53% over the last 10 years.
Home Prices in the Austin Real Estate Market have lost 1.99% over the
last 12 months. Over the last thirty years, it is up 238%.

The 1st Quarter index value was 1.76 points lower than the 4th Quarter,
2009 index value of 202.13, resulting in a 0.87% decline for the 1st
Quarter in the Austin Market.

The Austin Home Price Index declined in the last quarter after
increasing in the previous quarter. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Austin Real Estate
Market was 21% in the twelve months ended with the 2nd Quarter of
1980. The worst annual home appreciation rate in the Austin Market
was -20% in the twelve months ended with the 2nd Quarter of 1989.

The highest home appreciation in the Austin Real Estate Market over a
three year period was 49% in the three years ended with the 3rd
Quarter of 1980. The worst home appreciation over a three year period
in the Austin Market was -26% in the three years ended with the 2nd
Quarter of 1989.

This page provides a long term graph of the Austin Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Austin Home Prices, look at the links under
that chart. One link opens a long term chart of historical appreciation
rates for the Austin Real Estate Market. Another opens a forecast for
appreciation rates in the state of Texas. Just one glance at our long
term charts can provide tremendous insight into the historical trends
of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Austin Home Prices will
be at your fingertips when you need them.

Historical data on the Austin Home Price Index is available back to the
3rd Quarter, of 1977. All calculations are based on the quarterly value
of the House Price Index for the Austin Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Austin Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Austin, Texas

The appreciation of Austin Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Austin-Round
Rock-San Marcos, TX, hereinafter referred to as "Austin".

Last Quarter:
During the 1st Quarter of 2010, Austin Home Prices had a rank of 133,
with appreciation of -0.87%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Austin Home Prices had a rank of 71, with
appreciation during the year of -1.99%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Austin Home
Prices ranked 17, with a total appreciation of 26.1%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Austin Home
Prices had a rank of 128, with appreciation during the decade of 53%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Austin Home
Prices had a rank of 25, with total appreciation over the 20 year period
of 173%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Austin Real Estate
Market is available back to the 3rd Quarter, of 1977. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Austin. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  3988
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Baltimore, Maryland


Historical Home Price Appreciation
Last Quarter                                     -0.52%
Last Year . . . . . . . . . . . . . . . . . . . .  -7.6%
Last 5 Years                                     7%
Last 10 Years . . . . . . . . . . . . . . . . . 88%
Last 20 Years                                   129%
Decline From All Time High               14.74%


Annual Home Price Appreciation Rates
1980      10.15%
1981      8.60%
1982      -4.43%
1983      6.67%
1984      5.94%
1985      5.23%
1986      11.32%
1987      10.57%
1988      10.71%
1989      6.85%
1990      2.53%
1991      3.96%
1992      1.32%
1993      1.39%
1994      -2.45%
1995      3.82%
1996      0.57%
1997      2.42%
1998      3.02%
1999      3.15%
2000      6.02%
2001      8.19%
2002      10.74%
2003      13.27%
2004      18.80%
2005      20.20%
2006      8.06%
2007      0.46%
2008      -6.77%
2009      -7.45%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.52%        Rank: 91 of 381 (76th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -7.6%          Rank: 268 of 381 (29th
Percentile)
Last 5 Years                              7%              Rank: 195 of 381 (48th
Percentile)
Last 10 Years  . . . . . . . . . . . .   88%            Rank: 11 of 380 (97th Percentile)
Last 20 Years                            129%          Rank: 67 of 341 (80th Percentile)
Decline From All Time High        14.74%

Home Price appreciation rates for Baltimore-Towson, MD are shown
above for five time periods. For example: Baltimore appreciated -0.52%
in the Last Quarter. At that rate, the Baltimore Real Estate Market was
ranked 91st out of 381 metropolitan areas for Real Estate Appreciation.
Baltimore was in the 76th percentile. So Baltimore, MD performed
better in the Last Quarter than 76% of the 381 metropolitan areas
covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Baltimore, Maryland

The data and analysis on this page pertains to Baltimore-Towson, MD,
hereinafter referred to as "Baltimore". The all time high in the
Baltimore Home Price Index was 254.6 in the 2nd Quarter, of 2007. The
1st Quarter, 2010 index value was 217.0. That's a decline of 37.52 points
or 14.74% below the Baltimore Home Price Index all time high.  The
Home Price Index indicates that the Baltimore Market is up 88% over
the last 10 years. Home Prices in the Baltimore Real Estate Market have
lost 7.62% over the last 12 months. Over the last thirty years, it is up
352%.

The 1st Quarter index value was 1.14 points lower than the 4th Quarter,
2009 index value of 218.18, resulting in a 0.52% decline for the 1st
Quarter in the Baltimore Market.

The Baltimore Home Price Index has declined for the last 9 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Baltimore Real Estate
Market was 22% in the twelve months ended with the 2nd Quarter of
2005. The worst annual home appreciation rate in the Baltimore Market
was -8% in the twelve months ended with the 2nd Quarter of 2009.

The highest home appreciation in the Baltimore Real Estate Market
over a three year period was 63% in the three years ended with the 1st
Quarter of 2006. The worst home appreciation over a three year period
in the Baltimore Market was -14% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Baltimore Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about Baltimore Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the Baltimore Real Estate Market. Another opens
a forecast for appreciation rates in the state of Maryland. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Baltimore Home
Prices will be at your fingertips when you need them.

Historical data on the Baltimore Home Price Index is available back to
the 2nd Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the Baltimore Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Baltimore Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Baltimore, Maryland

The appreciation of Baltimore Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Baltimore-Towson, MD, hereinafter referred to as "Baltimore".

Last Quarter:
During the 1st Quarter of 2010, Baltimore Home Prices had a rank of 91,
with appreciation of -0.52%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Baltimore Home Prices had a rank of 268,
with appreciation during the year of -7.62%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Baltimore Home
Prices ranked 195, with a total appreciation of 7.3%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Baltimore Home
Prices had a rank of 11, with appreciation during the decade of 88%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Baltimore Home
Prices had a rank of 67, with total appreciation over the 20 year period
of 129%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Baltimore Real Estate
Market is available back to the 2nd Quarter, of 1976. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Baltimore.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4006
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Boston, Massachusetts


Historical Home Price Appreciation
Last Quarter                                     -0.72%
Last Year . . . . . . . . . . . . . . . . . . . .  -4.4%
Last 5 Years                                     -10%
Last 10 Years . . . . . . . . . . . . . . . . . 59%
Last 20 Years                                   112%
Decline From All Time High               13.58%


Annual Home Price Appreciation Rates
1980      14.39%
1981      12.61%
1982      2.90%
1983      19.06%
1984      20.40%
1985      29.84%
1986      20.56%
1987      9.87%
1988      3.18%
1989      -0.17%
1990      -8.17%
1991      -2.46%
1992      -0.76%
1993      0.98%
1994      -1.39%
1995      5.04%
1996      3.76%
1997      5.95%
1998      8.71%
1999      13.57%
2000      15.03%
2001      12.10%
2002      13.52%
2003      10.91%
2004      10.85%
2005      6.24%
2006      -1.66%
2007      -4.02%
2008      -4.21%
2009      -3.55%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.72%        Rank: 109 of 381 (71st
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.4%          Rank: 155 of 381 (59th
Percentile)
Last 5 Years                              -10%           Rank: 311 of 381 (18th
Percentile)
Last 10 Years  . . . . . . . . . . . .   59%            Rank: 89 of 380 (76th Percentile)
Last 20 Years                            112%          Rank: 120 of 341 (65th
Percentile)
Decline From All Time High        13.58%

Home Price appreciation rates for Boston-Quincy, MA are shown above
for five time periods. For example: Boston appreciated -0.72% in the
Last Quarter. At that rate, the Boston Real Estate Market was ranked
109th out of 381 metropolitan areas for Real Estate Appreciation.
Boston was in the 71st percentile. So Boston, MA performed better in
the Last Quarter than 71% of the 381 metropolitan areas covered in
ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Boston, Massachusetts

The data and analysis on this page pertains to Boston-Quincy, MA,
hereinafter referred to as "Boston". The all time high in the Boston
Home Price Index was 272.5 in the 1st Quarter, of 2006. The 1st Quarter,
2010 index value was 235.5. That's a decline of 37.00 points or 13.58%
below the Boston Home Price Index all time high.  The Home Price
Index indicates that the Boston Market is up 59% over the last 10 years.
Home Prices in the Boston Real Estate Market have lost 4.36% over the
last 12 months. Over the last thirty years, it is up 588%.

The 1st Quarter index value was 1.70 points lower than the 4th Quarter,
2009 index value of 237.18, resulting in a 0.72% decline for the 1st
Quarter in the Boston Market.

The Boston Home Price Index declined in the last quarter after
increasing in the previous quarter. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Boston Real Estate
Market was 30% in the twelve months ended with the 4th Quarter of
1985. The worst annual home appreciation rate in the Boston Market
was -8% in the twelve months ended with the 4th Quarter of 1990.

The highest home appreciation in the Boston Real Estate Market over a
three year period was 91% in the three years ended with the 1st
Quarter of 1987. The worst home appreciation over a three year period
in the Boston Market was -11% in the three years ended with the 3rd
Quarter of 2009.

This page provides a long term graph of the Boston Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Boston Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Boston Real Estate Market. Another opens a
forecast for appreciation rates in the state of Massachusetts. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Boston Home Prices
will be at your fingertips when you need them.

Historical data on the Boston Home Price Index is available back to the
1st Quarter, of 1978. All calculations are based on the quarterly value of
the House Price Index for the Boston Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Boston Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Boston, Massachusetts

The appreciation of Boston Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Boston-Quincy,
MA, hereinafter referred to as "Boston".

Last Quarter:
During the 1st Quarter of 2010, Boston Home Prices had a rank of 109,
with appreciation of -0.72%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Boston Home Prices had a rank of 155, with
appreciation during the year of -4.36%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Boston Home
Prices ranked 311, with a total appreciation of -9.8%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Boston Home
Prices had a rank of 89, with appreciation during the decade of 59%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Boston Home
Prices had a rank of 120, with total appreciation over the 20 year period
of 112%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Boston Real Estate
Market is available back to the 1st Quarter, of 1978. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Boston. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4031
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Chicago, Illinois


Historical Home Price Appreciation
Last Quarter                                     -2.45%
Last Year . . . . . . . . . . . . . . . . . . . .  -10.2%
Last 5 Years                                     -5%
Last 10 Years . . . . . . . . . . . . . . . . . 39%
Last 20 Years                                   103%
Decline From All Time High               16.29%


Annual Home Price Appreciation Rates
1980      -1.24%
1981      7.36%
1982      -3.88%
1983      7.69%
1984      5.34%
1985      5.30%
1986      9.47%
1987      11.30%
1988      9.23%
1989      8.19%
1990      3.77%
1991      4.48%
1992      3.41%
1993      3.37%
1994      3.07%
1995      4.36%
1996      2.29%
1997      3.77%
1998      3.15%
1999      5.63%
2000      7.85%
2001      6.96%
2002      7.15%
2003      7.60%
2004      9.75%
2005      10.27%
2006      5.04%
2007      0.02%
2008      -5.97%
2009      -8.18%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -2.45%        Rank: 292 of 381 (23rd
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.2%        Rank: 320 of 381 (16th
Percentile)
Last 5 Years                              -5%             Rank: 292 of 381 (23rd
Percentile)
Last 10 Years  . . . . . . . . . . . .   39%            Rank: 233 of 380 (38th
Percentile)
Last 20 Years                            103%          Rank: 159 of 341 (53rd
Percentile)
Decline From All Time High        16.29%

Home Price appreciation rates for Chicago-Naperville-Joliet, IL are
shown above for five time periods. For example: Chicago appreciated
-2.45% in the Last Quarter. At that rate, the Chicago Real Estate Market
was ranked 292nd out of 381 metropolitan areas for Real Estate
Appreciation. Chicago was in the 23rd percentile. So Chicago, IL
performed better in the Last Quarter than 23% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Chicago, Illinois

The data and analysis on this page pertains to
Chicago-Naperville-Joliet, IL, hereinafter referred to as "Chicago". The
all time high in the Chicago Home Price Index was 204.1 in the 1st
Quarter, of 2007. The 1st Quarter, 2010 index value was 170.8. That's a
decline of 33.25 points or 16.29% below the Chicago Home Price Index
all time high.  The Home Price Index indicates that the Chicago Market
is up 39% over the last 10 years. Home Prices in the Chicago Real
Estate Market have lost 10.24% over the last 12 months. Over the last
thirty years, it is up 261%.

The 1st Quarter index value was 4.29 points lower than the 4th Quarter,
2009 index value of 175.13, resulting in a 2.45% decline for the 1st
Quarter in the Chicago Market.

The Chicago Home Price Index has declined for the last 9 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Chicago Real Estate
Market was 21% in the twelve months ended with the 2nd Quarter of
1977. The worst annual home appreciation rate in the Chicago Market
was -10% in the twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Chicago Real Estate Market over
a three year period was 52% in the three years ended with the 4th
Quarter of 1978. The worst home appreciation over a three year period
in the Chicago Market was -16% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Chicago Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Chicago Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Chicago Real Estate Market. Another opens a
forecast for appreciation rates in the state of Illinois. Just one glance at
our long term charts can provide tremendous insight into the historical
trends of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Chicago Home Prices will
be at your fingertips when you need them.

Historical data on the Chicago Home Price Index is available back to the
3rd Quarter, of 1975. All calculations are based on the quarterly value
of the House Price Index for the Chicago Market. The terms House
Price Index and Home Price Index, as used in this site, refer to the
Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Chicago Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Chicago, Illinois

The appreciation of Chicago Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Chicago-Naperville-Joliet, IL, hereinafter referred to as "Chicago".

Last Quarter:
During the 1st Quarter of 2010, Chicago Home Prices had a rank of 292,
with appreciation of -2.45%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Chicago Home Prices had a rank of 320, with
appreciation during the year of -10.24%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Chicago Home
Prices ranked 292, with a total appreciation of -4.7%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Chicago Home
Prices had a rank of 233, with appreciation during the decade of 39%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Chicago Home
Prices had a rank of 159, with total appreciation over the 20 year period
of 103%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Chicago Real Estate
Market is available back to the 3rd Quarter, of 1975. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Chicago. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4048
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Dallas, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.31%
Last Year . . . . . . . . . . . . . . . . . . . .  -2.6%
Last 5 Years                                     10%
Last 10 Years . . . . . . . . . . . . . . . . . 33%
Last 20 Years                                   76%
Decline From All Time High               2.64%


Annual Home Price Appreciation Rates
1980      11.14%
1981      7.98%
1982      6.19%
1983      5.88%
1984      5.27%
1985      4.20%
1986      1.12%
1987      -7.78%
1988      -5.16%
1989      0.71%
1990      -0.78%
1991      3.07%
1992      2.04%
1993      1.92%
1994      -1.43%
1995      4.25%
1996      1.70%
1997      4.05%
1998      5.86%
1999      5.75%
2000      6.09%
2001      6.60%
2002      3.55%
2003      1.66%
2004      2.77%
2005      3.28%
2006      3.13%
2007      3.17%
2008      1.92%
2009      -1.11%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.31%        Rank: 72 of 381 (81st Percentile)
Last Year  . . . . . . . . . . . . . . . .  -2.6%          Rank: 93 of 381 (75th Percentile)
Last 5 Years                              10%            Rank: 167 of 381 (56th
Percentile)
Last 10 Years  . . . . . . . . . . . .   33%            Rank: 276 of 380 (27th
Percentile)
Last 20 Years                            76%            Rank: 278 of 341 (18th
Percentile)
Decline From All Time High        2.64%

Home Price appreciation rates for Dallas-Plano-Irving, TX are shown
above for five time periods. For example: Dallas appreciated -0.31% in
the Last Quarter. At that rate, the Dallas Real Estate Market was ranked
72nd out of 381 metropolitan areas for Real Estate Appreciation. Dallas
was in the 81st percentile. So Dallas, TX performed better in the Last
Quarter than 81% of the 381 metropolitan areas covered in
ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Dallas, Texas

The data and analysis on this page pertains to Dallas-Plano-Irving, TX,
hereinafter referred to as "Dallas". The all time high in the Dallas Home
Price Index was 171.1 in the 1st Quarter, of 2009. The 1st Quarter, 2010
index value was 166.6. That's a decline of 4.52 points or 2.64% below the
Dallas Home Price Index all time high.  The Home Price Index indicates
that the Dallas Market is up 33% over the last 10 years. Home Prices in
the Dallas Real Estate Market have lost 2.64% over the last 12 months.
Over the last thirty years, it is up 121%.

The 1st Quarter index value was 0.51 points lower than the 4th Quarter,
2009 index value of 167.09, resulting in a 0.31% decline for the 1st
Quarter in the Dallas Market.

The Dallas Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Dallas Real Estate
Market was 24% in the twelve months ended with the 3rd Quarter of
1978. The worst annual home appreciation rate in the Dallas Market was
-8% in the twelve months ended with the 1st Quarter of 1988.

The highest home appreciation in the Dallas Real Estate Market over a
three year period was 70% in the three years ended with the 4th
Quarter of 1979. The worst home appreciation over a three year period
in the Dallas Market was -14% in the three years ended with the 2nd
Quarter of 1989.

This page provides a long term graph of the Dallas Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Dallas Home Prices, look at the links under
that chart. One link opens a long term chart of historical appreciation
rates for the Dallas Real Estate Market. Another opens a forecast for
appreciation rates in the state of Texas. Just one glance at our long
term charts can provide tremendous insight into the historical trends
of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Dallas Home Prices will
be at your fingertips when you need them.

Historical data on the Dallas Home Price Index is available back to the
2nd Quarter, of 1976. All calculations are based on the quarterly value
of the House Price Index for the Dallas Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Dallas Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Dallas, Texas

The appreciation of Dallas Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Dallas-Plano-Irving, TX, hereinafter referred to as "Dallas".

Last Quarter:
During the 1st Quarter of 2010, Dallas Home Prices had a rank of 72,
with appreciation of -0.31%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Dallas Home Prices had a rank of 93, with
appreciation during the year of -2.64%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Dallas Home
Prices ranked 167, with a total appreciation of 9.8%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Dallas Home
Prices had a rank of 276, with appreciation during the decade of 33%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Dallas Home
Prices had a rank of 278, with total appreciation over the 20 year period
of 76%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Dallas Real Estate
Market is available back to the 2nd Quarter, of 1976. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Dallas. Real
estate appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4057
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Denver, Colorado


Historical Home Price Appreciation
Last Quarter                                     -0.69%
Last Year . . . . . . . . . . . . . . . . . . . .  -3.6%
Last 5 Years                                     0%
Last 10 Years . . . . . . . . . . . . . . . . . 31%
Last 20 Years                                   172%
Decline From All Time High               3.65%


Annual Home Price Appreciation Rates
1980      8.80%
1981      9.18%
1982      11.26%
1983      -1.96%
1984      1.46%
1985      0.10%
1986      2.22%
1987      -4.50%
1988      -1.25%
1989      1.69%
1990      2.24%
1991      4.23%
1992      7.65%
1993      8.90%
1994      10.02%
1995      7.65%
1996      5.07%
1997      6.46%
1998      6.72%
1999      12.76%
2000      13.68%
2001      7.98%
2002      4.07%
2003      2.25%
2004      3.21%
2005      3.89%
2006      0.44%
2007      -0.91%
2008      -0.54%
2009      -1.18%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.69%        Rank: 107 of 381 (72nd
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -3.6%          Rank: 124 of 381 (67th
Percentile)
Last 5 Years                              0%             Rank: 262 of 381 (31st
Percentile)
Last 10 Years  . . . . . . . . . . . .   31%            Rank: 292 of 380 (23rd
Percentile)
Last 20 Years                            172%          Rank: 26 of 341 (92nd
Percentile)
Decline From All Time High        3.65%

Home Price appreciation rates for Denver-Aurora, CO are shown above
for five time periods. For example: Denver appreciated -0.69% in the
Last Quarter. At that rate, the Denver Real Estate Market was ranked
107th out of 381 metropolitan areas for Real Estate Appreciation.
Denver was in the 72nd percentile. So Denver, CO performed better in
the Last Quarter than 72% of the 381 metropolitan areas covered in
ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Denver, Colorado

The data and analysis on this page pertains to Denver-Aurora, CO,
hereinafter referred to as "Denver". The all time high in the Denver
Home Price Index was 201.1 in the 1st Quarter, of 2009. The 1st Quarter,
2010 index value was 193.8. That's a decline of 7.34 points or 3.65%
below the Denver Home Price Index all time high.  The Home Price
Index indicates that the Denver Market is up 31% over the last 10 years.
Home Prices in the Denver Real Estate Market have lost 3.65% over the
last 12 months. Over the last thirty years, it is up 243%.

The 1st Quarter index value was 1.34 points lower than the 4th Quarter,
2009 index value of 195.13, resulting in a 0.69% decline for the 1st
Quarter in the Denver Market.

The Denver Home Price Index declined in the last quarter after
increasing in the previous quarter. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Denver Real Estate
Market was 29% in the twelve months ended with the 2nd Quarter of
1978. The worst annual home appreciation rate in the Denver Market
was -5% in the twelve months ended with the 4th Quarter of 1987.

The highest home appreciation in the Denver Real Estate Market over
a three year period was 74% in the three years ended with the 3rd
Quarter of 1979. The worst home appreciation over a three year period
in the Denver Market was -7% in the three years ended with the 1st
Quarter of 1989.

This page provides a long term graph of the Denver Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Denver Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Denver Real Estate Market. Another opens a
forecast for appreciation rates in the state of Colorado. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Denver Home
Prices will be at your fingertips when you need them.

Historical data on the Denver Home Price Index is available back to the
3rd Quarter, of 1976. All calculations are based on the quarterly value
of the House Price Index for the Denver Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Denver Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Denver, Colorado

The appreciation of Denver Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Denver-Aurora,
CO, hereinafter referred to as "Denver".

Last Quarter:
During the 1st Quarter of 2010, Denver Home Prices had a rank of 107,
with appreciation of -0.69%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Denver Home Prices had a rank of 124, with
appreciation during the year of -3.65%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Denver Home
Prices ranked 262, with a total appreciation of 0.0%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Denver Home
Prices had a rank of 292, with appreciation during the decade of 31%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Denver Home
Prices had a rank of 26, with total appreciation over the 20 year period
of 172%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Denver Real Estate
Market is available back to the 3rd Quarter, of 1976. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Denver. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4120
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Houston, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.86%
Last Year . . . . . . . . . . . . . . . . . . . .  -1.3%
Last 5 Years                                     19%
Last 10 Years . . . . . . . . . . . . . . . . . 50%
Last 20 Years                                   107%
Decline From All Time High               1.26%


Annual Home Price Appreciation Rates
1980      8.15%
1981      7.83%
1982      7.43%
1983      -0.80%
1984      -5.28%
1985      -9.05%
1986      -4.09%
1987      -7.69%
1988      5.02%
1989      6.14%
1990      2.91%
1991      3.77%
1992      3.02%
1993      2.18%
1994      -1.99%
1995      2.35%
1996      1.93%
1997      3.59%
1998      6.74%
1999      8.41%
2000      4.97%
2001      6.83%
2002      4.51%
2003      2.97%
2004      3.78%
2005      5.43%
2006      5.49%
2007      4.86%
2008      3.68%
2009      0.85%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.86%        Rank: 129 of 381 (66th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -1.3%          Rank: 50 of 381 (87th Percentile)
Last 5 Years                              19%            Rank: 66 of 381 (82nd
Percentile)
Last 10 Years  . . . . . . . . . . . .   50%            Rank: 151 of 380 (60th
Percentile)
Last 20 Years                            107%          Rank: 141 of 341 (58th
Percentile)
Decline From All Time High        1.26%

Home Price appreciation rates for Houston-Sugar Land-Baytown, TX are
shown above for five time periods. For example: Houston appreciated
-0.86% in the Last Quarter. At that rate, the Houston Real Estate Market
was ranked 129th out of 381 metropolitan areas for Real Estate
Appreciation. Houston was in the 66th percentile. So Houston, TX
performed better in the Last Quarter than 66% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Houston, Texas

The data and analysis on this page pertains to Houston-Sugar
Land-Baytown, TX, hereinafter referred to as "Houston". The all time
high in the Houston Home Price Index was 192.2 in the 1st Quarter, of
2009. The 1st Quarter, 2010 index value was 189.8. That's a decline of
2.42 points or 1.26% below the Houston Home Price Index all time high.  
The Home Price Index indicates that the Houston Market is up 50% over
the last 10 years. Home Prices in the Houston Real Estate Market have
lost 1.26% over the last 12 months. Over the last thirty years, it is up
115%.

The 1st Quarter index value was 1.64 points lower than the 4th Quarter,
2009 index value of 191.42, resulting in a 0.86% decline for the 1st
Quarter in the Houston Market.

The Houston Home Price Index declined in the last quarter after
increasing in the previous 2 quarters. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Houston Real Estate
Market was 18% in the twelve months ended with the 1st Quarter of
1982. The worst annual home appreciation rate in the Houston Market
was -10% in the twelve months ended with the 3rd Quarter of 1985.

The highest home appreciation in the Houston Real Estate Market over
a three year period was 47% in the three years ended with the 4th
Quarter of 1979. The worst home appreciation over a three year period
in the Houston Market was -20% in the three years ended with the 3rd
Quarter of 1987.

This page provides a long term graph of the Houston Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Houston Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Houston Real Estate Market. Another opens a
forecast for appreciation rates in the state of Texas. Just one glance at
our long term charts can provide tremendous insight into the historical
trends of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Houston Home Prices will
be at your fingertips when you need them.

Historical data on the Houston Home Price Index is available back to
the 2nd Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the Houston Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Houston Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Houston, Texas

The appreciation of Houston Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Houston-Sugar
Land-Baytown, TX, hereinafter referred to as "Houston".

Last Quarter:
During the 1st Quarter of 2010, Houston Home Prices had a rank of 129,
with appreciation of -0.86%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Houston Home Prices had a rank of 50, with
appreciation during the year of -1.26%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Houston Home
Prices ranked 66, with a total appreciation of 18.9%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Houston Home
Prices had a rank of 151, with appreciation during the decade of 50%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Houston Home
Prices had a rank of 141, with total appreciation over the 20 year period
of 107%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Houston Real Estate
Market is available back to the 2nd Quarter, of 1976. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Houston.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4158
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Las Vegas, Nevada


Historical Home Price Appreciation
Last Quarter                         -0.80%
Last Year                              -19.0%
Last 5 Years                         -42%
Last 10 Years                       10%
Last 20 Years                       44%
Decline From All Time High   50.69%


Annual Home Price Appreciation Rates
1980      10.30%
1981      8.57%
1982      17.92%
1983      -17.35%
1984      0.27%
1985      6.47%
1986      2.04%
1987      0.17%
1988      4.51%
1989      7.12%
1990      8.43%
1991      5.68%
1992      1.79%
1993      1.06%
1994      -1.54%
1995      4.92%
1996      1.33%
1997      3.13%
1998      2.72%
1999      1.02%
2000      5.38%
2001      6.93%
2002      5.57%
2003      13.24%
2004      38.77%
2005      15.47%
2006      4.99%
2007      -7.42%
2008      -33.67%
2009      -19.06%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.80%        Rank: 121 of 381 (68th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -19.0%        Rank: 378 of 381 (Bottom .70%)
Last 5 Years                              -42%           Rank: 378 of 381 (Bottom .70%)
Last 10 Years  . . . . . . . . . . . .   10%            Rank: 363 of 380 (4th Percentile)
Last 20 Years                            44%            Rank: 337 of 341 (1st Percentile)
Decline From All Time High        50.69%

Home Price appreciation rates for Las Vegas-Paradise, NV are shown
above for five time periods. For example: Las Vegas appreciated -0.80%
in the Last Quarter. At that rate, the Las Vegas Real Estate Market was
ranked 121st out of 381 metropolitan areas for Real Estate
Appreciation. Las Vegas was in the 68th percentile. So Las Vegas, NV
performed better in the Last Quarter than 68% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Las Vegas, Nevada

The data and analysis on this page pertains to Las Vegas-Paradise, NV,
hereinafter referred to as "Las Vegas". The all time high in the Las
Vegas Home Price Index was 256.9 in the 4th Quarter, of 2006. The 1st
Quarter, 2010 index value was 126.7. That's a decline of 130.23 points or
50.69% below the Las Vegas Home Price Index all time high.  The Home
Price Index indicates that the Las Vegas Market is up 10% over the last
10 years. Home Prices in the Las Vegas Real Estate Market have lost
18.99% over the last 12 months. Over the last thirty years, it is up 109%.

The 1st Quarter index value was 1.02 points lower than the 4th Quarter,
2009 index value of 127.68, resulting in a 0.80% decline for the 1st
Quarter in the Las Vegas Market.

The Las Vegas Home Price Index has declined for the last 13
consecutive quarters. The current record holders for consecutive
declines in the Home Price Index are San Luis Obispo, CA; Reno, NV
and Napa, CA, with declines in the last 16 consecutive quarters. The
current record holder for consecutive increases in the Home Price
Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Las Vegas Real
Estate Market was 44% in the twelve months ended with the 3rd
Quarter of 2004. The worst annual home appreciation rate in the Las
Vegas Market was -34% in the twelve months ended with the 4th
Quarter of 2008.

The highest home appreciation in the Las Vegas Real Estate Market
over a three year period was 84% in the three years ended with the 1st
Quarter of 2006. The worst home appreciation over a three year period
in the Las Vegas Market was -50% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Las Vegas Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about Las Vegas Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the Las Vegas Real Estate Market. Another opens
a forecast for appreciation rates in the state of Nevada. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Las Vegas Home
Prices will be at your fingertips when you need them.

Historical data on the Las Vegas Home Price Index is available back to
the 2nd Quarter, of 1978. All calculations are based on the quarterly
value of the House Price Index for the Las Vegas Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Las Vegas Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Las Vegas, Nevada

The appreciation of Las Vegas Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Las
Vegas-Paradise, NV, hereinafter referred to as "Las Vegas".

Last Quarter:
During the 1st Quarter of 2010, Las Vegas Home Prices had a rank of
121, with appreciation of -0.80%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Las Vegas Home Prices had a rank of 378,
with appreciation during the year of -18.99%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Las Vegas Home
Prices ranked 378, with a total appreciation of -42.1%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Las Vegas Home
Prices had a rank of 363, with appreciation during the decade of 10%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Las Vegas Home
Prices had a rank of 337, with total appreciation over the 20 year period
of 44%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Las Vegas Real Estate
Market is available back to the 2nd Quarter, of 1978. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Las Vegas.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4171
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Los Angeles, California


Historical Home Price Appreciation
Last Quarter                         -1.13%
Last Year                              -4.8%
Last 5 Years                         -9%
Last 10 Years                       89%
Last 20 Years                       88%
Decline From All Time High   29.04%


Annual Home Price Appreciation Rates
1980      13.57%
1981      7.31%
1982      0.42%
1983      2.06%
1984      3.90%
1985      6.81%
1986      8.50%
1987      15.64%
1988      23.59%
1989      20.09%
1990      -0.50%
1991      -0.57%
1992      -3.84%
1993      -6.63%
1994      -9.59%
1995      1.88%
1996      -2.53%
1997      4.98%
1998      10.04%
1999      5.66%
2000      8.96%
2001      10.02%
2002      15.11%
2003      17.74%
2004      26.75%
2005      23.19%
2006      8.08%
2007      -5.85%
2008      -20.30%
2009      -4.35%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.13%        Rank: 164 of 381 (57th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.8%          Rank: 176 of 381 (53rd
Percentile)
Last 5 Years                              -9%             Rank: 307 of 381 (19th
Percentile)
Last 10 Years  . . . . . . . . . . . .   89%            Rank: 9 of 380 (97th Percentile)
Last 20 Years                            88%            Rank: 229 of 341 (32nd
Percentile)
Decline From All Time High        29.04%

Home Price appreciation rates for Los Angeles-Long Beach-Glendale,
CA are shown above for five time periods. For example: Los Angeles
appreciated -1.13% in the Last Quarter. At that rate, the Los Angeles
Real Estate Market was ranked 164th out of 381 metropolitan areas for
Real Estate Appreciation. Los Angeles was in the 57th percentile. So
Los Angeles, CA performed better in the Last Quarter than 57% of the
381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Los Angeles, California

The data and analysis on this page pertains to Los Angeles-Long
Beach-Glendale, CA, hereinafter referred to as "Los Angeles". The all
time high in the Los Angeles Home Price Index was 336.2 in the 4th
Quarter, of 2006. The 1st Quarter, 2010 index value was 238.6. That's a
decline of 97.63 points or 29.04% below the Los Angeles Home Price
Index all time high.  The Home Price Index indicates that the Los
Angeles Market is up 89% over the last 10 years. Home Prices in the Los
Angeles Real Estate Market have lost 4.80% over the last 12 months.
Over the last thirty years, it is up 370%.

The 1st Quarter index value was 2.72 points lower than the 4th Quarter,
2009 index value of 241.29, resulting in a 1.13% decline for the 1st
Quarter in the Los Angeles Market.

The Los Angeles Home Price Index declined in the last quarter after
increasing in the previous quarter. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Los Angeles Real
Estate Market was 31% in the twelve months ended with the 3rd
Quarter of 2004. The worst annual home appreciation rate in the Los
Angeles Market was -20% in the twelve months ended with the 4th
Quarter of 2008.

The highest home appreciation in the Los Angeles Real Estate Market
over a three year period was 86% in the three years ended with the 1st
Quarter of 2006. The worst home appreciation over a three year period
in the Los Angeles Market was -29% in the three years ended with the
3rd Quarter of 2009.

This page provides a long term graph of the Los Angeles Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about Los Angeles Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the Los Angeles Real Estate Market. Another
opens a forecast for appreciation rates in the state of California. Just
one glance at our long term charts can provide tremendous insight into
the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Los Angeles
Home Prices will be at your fingertips when you need them.

Historical data on the Los Angeles Home Price Index is available back
to the 2nd Quarter, of 1975. All calculations are based on the quarterly
value of the House Price Index for the Los Angeles Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Los Angeles Real
Estate Market and hundreds of other cities. As a result, Home Price
data is not available for a number of months after the end of each
quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Los Angeles, California

The appreciation of Los Angeles Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to Los
Angeles-Long Beach-Glendale, CA, hereinafter referred to as "Los
Angeles".

Last Quarter:
During the 1st Quarter of 2010, Los Angeles Home Prices had a rank of
164, with appreciation of -1.13%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Los Angeles Home Prices had a rank of 176,
with appreciation during the year of -4.80%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Los Angeles Home
Prices ranked 307, with a total appreciation of -9.2%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Los Angeles
Home Prices had a rank of 9, with appreciation during the decade of
89%. The top performing market during the period was Ocean City, NJ,
with appreciation of 111%. The worst real estate market during the 10
year time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Los Angeles
Home Prices had a rank of 229, with total appreciation over the 20 year
period of 88%. The top performing real estate market during the period
was Missoula, MT, with appreciation of 269%. The worst market during
the last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Los Angeles Real Estate
Market is available back to the 2nd Quarter, of 1975. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Los Angeles.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4207
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: New York, New York


Historical Home Price Appreciation
Last Quarter                         -1.01%
Last Year                              -6.5%
Last 5 Years                         3%
Last 10 Years                       84%
Last 20 Years                       123%
Decline From All Time High   12.74%


Annual Home Price Appreciation Rates
1980      9.69%
1981      10.46%
1982      5.40%
1983      15.03%
1984      18.98%
1985      20.17%
1986      24.90%
1987      17.42%
1988      3.54%
1989      -0.04%
1990      -6.30%
1991      -1.16%
1992      1.49%
1993      0.81%
1994      -3.11%
1995      3.46%
1996      0.89%
1997      3.98%
1998      5.63%
1999      10.00%
2000      11.35%
2001      10.80%
2002      12.37%
2003      11.59%
2004      15.22%
2005      15.36%
2006      5.10%
2007      -0.55%
2008      -5.83%
2009      -5.37%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.01%        Rank: 151 of 381 (60th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -6.5%          Rank: 235 of 381 (38th
Percentile)
Last 5 Years                              3%              Rank: 230 of 381 (39th
Percentile)
Last 10 Years  . . . . . . . . . . . .   84%            Rank: 18 of 380 (95th Percentile)
Last 20 Years                            123%          Rank: 84 of 341 (75th Percentile)
Decline From All Time High        12.74%

Home Price appreciation rates for New York-White Plains-Wayne, NY-NJ
are shown above for five time periods. For example: New York
appreciated -1.01% in the Last Quarter. At that rate, the New York Real
Estate Market was ranked 151st out of 381 metropolitan areas for Real
Estate Appreciation. New York was in the 60th percentile. So New York,
NY performed better in the Last Quarter than 60% of the 381
metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: New York, New York

The data and analysis on this page pertains to New York-White
Plains-Wayne, NY-NJ, hereinafter referred to as "New York". The all
time high in the New York Home Price Index was 273.3 in the 1st
Quarter, of 2007. The 1st Quarter, 2010 index value was 238.5. That's a
decline of 34.81 points or 12.74% below the New York Home Price Index
all time high.  The Home Price Index indicates that the New York Market
is up 84% over the last 10 years. Home Prices in the New York Real
Estate Market have lost 6.46% over the last 12 months. Over the last
thirty years, it is up 559%.

The 1st Quarter index value was 2.44 points lower than the 4th Quarter,
2009 index value of 240.89, resulting in a 1.01% decline for the 1st
Quarter in the New York Market.

The New York Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the New York Real Estate
Market was 25% in the twelve months ended with the 3rd Quarter of
1986. The worst annual home appreciation rate in the New York Market
was -6% in the twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the New York Real Estate Market
over a three year period was 82% in the three years ended with the 1st
Quarter of 1987. The worst home appreciation over a three year period
in the New York Market was -13% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the New York Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about New York Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the New York Real Estate Market. Another opens
a forecast for appreciation rates in the state of New York. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about New York Home
Prices will be at your fingertips when you need them.

Historical data on the New York Home Price Index is available back to
the 1st Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the New York Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the New York Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: New York, New York

The appreciation of New York Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to New York-White
Plains-Wayne, NY-NJ, hereinafter referred to as "New York".

Last Quarter:
During the 1st Quarter of 2010, New York Home Prices had a rank of
151, with appreciation of -1.01%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, New York Home Prices had a rank of 235,
with appreciation during the year of -6.46%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, New York Home
Prices ranked 230, with a total appreciation of 3.3%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, New York Home
Prices had a rank of 18, with appreciation during the decade of 84%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, New York Home
Prices had a rank of 84, with total appreciation over the 20 year period
of 123%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the New York Real Estate
Market is available back to the 1st Quarter, of 1976. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for New York. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4219
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Orlando, Florida


Historical Home Price Appreciation
Last Quarter                         -2.84%
Last Year                              -18.7%
Last 5 Years                         -11%
Last 10 Years                       47%
Last 20 Years                       87%
Decline From All Time High   36.68%


Annual Home Price Appreciation Rates
1980      16.67%
1981      3.25%
1982      12.97%
1983      -3.12%
1984      7.93%
1985      2.96%
1986      2.53%
1987      1.90%
1988      4.91%
1989      4.14%
1990      0.72%
1991      3.09%
1992      1.81%
1993      1.72%
1994      -2.45%
1995      2.96%
1996      1.09%
1997      4.85%
1998      4.54%
1999      3.89%
2000      7.59%
2001      8.92%
2002      7.86%
2003      8.10%
2004      16.69%
2005      32.59%
2006      11.49%
2007      -4.70%
2008      -17.97%
2009      -15.95%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -2.84%        Rank: 313 of 381 (17th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -18.7%        Rank: 377 of 381 (1st Percentile)
Last 5 Years                              -11%           Rank: 315 of 381 (17th
Percentile)
Last 10 Years  . . . . . . . . . . . .   47%            Rank: 172 of 380 (54th
Percentile)
Last 20 Years                            87%            Rank: 235 of 341 (31st
Percentile)
Decline From All Time High        36.68%

Home Price appreciation rates for Orlando-Kissimmee-Sanford, FL are
shown above for five time periods. For example: Orlando appreciated
-2.84% in the Last Quarter. At that rate, the Orlando Real Estate Market
was ranked 313th out of 381 metropolitan areas for Real Estate
Appreciation. Orlando was in the 17th percentile. So Orlando, FL
performed better in the Last Quarter than 17% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Orlando, Florida

The data and analysis on this page pertains to
Orlando-Kissimmee-Sanford, FL, hereinafter referred to as "Orlando".
The all time high in the Orlando Home Price Index was 282.7 in the 1st
Quarter, of 2007. The 1st Quarter, 2010 index value was 179.0. That's a
decline of 103.69 points or 36.68% below the Orlando Home Price Index
all time high.  The Home Price Index indicates that the Orlando Market
is up 47% over the last 10 years. Home Prices in the Orlando Real Estate
Market have lost 18.75% over the last 12 months. Over the last thirty
years, it is up 204%.

The 1st Quarter index value was 5.24 points lower than the 4th Quarter,
2009 index value of 184.25, resulting in a 2.84% decline for the 1st
Quarter in the Orlando Market.

The Orlando Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Orlando Real Estate
Market was 33% in the twelve months ended with the 4th Quarter of
2005. The worst annual home appreciation rate in the Orlando Market
was -19% in the twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Orlando Real Estate Market over
a three year period was 76% in the three years ended with the 2nd
Quarter of 2006. The worst home appreciation over a three year period
in the Orlando Market was -37% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Orlando Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Orlando Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Orlando Real Estate Market. Another opens a
forecast for appreciation rates in the state of Florida. Just one glance
at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Orlando Home
Prices will be at your fingertips when you need them.

Historical data on the Orlando Home Price Index is available back to the
4th Quarter, of 1978. All calculations are based on the quarterly value of
the House Price Index for the Orlando Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Orlando Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Orlando, Florida

The appreciation of Orlando Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Orlando-Kissimmee-Sanford, FL, hereinafter referred to as "Orlando".

Last Quarter:
During the 1st Quarter of 2010, Orlando Home Prices had a rank of 313,
with appreciation of -2.84%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Orlando Home Prices had a rank of 377, with
appreciation during the year of -18.75%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Orlando Home
Prices ranked 315, with a total appreciation of -10.6%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Orlando Home
Prices had a rank of 172, with appreciation during the decade of 47%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Orlando Home
Prices had a rank of 235, with total appreciation over the 20 year period
of 87%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Orlando Real Estate
Market is available back to the 4th Quarter, of 1978. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Orlando. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4232
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Phoenix, Arizona


Historical Home Price Appreciation
Last Quarter                         -1.95%
Last Year                              -17.6%
Last 5 Years                         -12%
Last 10 Years                       35%
Last 20 Years                       104%
Decline From All Time High   38.10%


Annual Home Price Appreciation Rates
1980      6.50%
1981      6.00%
1982      2.66%
1983      0.70%
1984      6.84%
1985      5.86%
1986      3.95%
1987      -0.28%
1988      0.75%
1989      -1.47%
1990      -4.20%
1991      5.09%
1992      1.32%
1993      2.68%
1994      4.85%
1995      5.92%
1996      5.04%
1997      5.75%
1998      5.76%
1999      6.32%
2000      6.91%
2001      6.43%
2002      5.17%
2003      6.20%
2004      16.00%
2005      40.78%
2006      8.07%
2007      -5.22%
2008      -20.70%
2009      -16.00%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.95%        Rank: 264 of 381 (30th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -17.6%        Rank: 373 of 381 (2nd
Percentile)
Last 5 Years                              -12%           Rank: 324 of 381 (15th
Percentile)
Last 10 Years  . . . . . . . . . . . .   35%            Rank: 262 of 380 (31st
Percentile)
Last 20 Years                            104%          Rank: 156 of 341 (54th
Percentile)
Decline From All Time High        38.10%

Home Price appreciation rates for Phoenix-Mesa-Glendale, AZ are
shown above for five time periods. For example: Phoenix appreciated
-1.95% in the Last Quarter. At that rate, the Phoenix Real Estate Market
was ranked 264th out of 381 metropolitan areas for Real Estate
Appreciation. Phoenix was in the 30th percentile. So Phoenix, AZ
performed better in the Last Quarter than 30% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Phoenix, Arizona

The data and analysis on this page pertains to Phoenix-Mesa-Glendale,
AZ, hereinafter referred to as "Phoenix". The all time high in the
Phoenix Home Price Index was 294.2 in the 4th Quarter, of 2006. The 1st
Quarter, 2010 index value was 182.1. That's a decline of 112.09 points or
38.10% below the Phoenix Home Price Index all time high.  The Home
Price Index indicates that the Phoenix Market is up 35% over the last 10
years. Home Prices in the Phoenix Real Estate Market have lost 17.60%
over the last 12 months. Over the last thirty years, it is up 177%.

The 1st Quarter index value was 3.62 points lower than the 4th Quarter,
2009 index value of 185.75, resulting in a 1.95% decline for the 1st
Quarter in the Phoenix Market.

The Phoenix Home Price Index has declined for the last 13 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Phoenix Real Estate
Market was 41% in the twelve months ended with the 4th Quarter of
2005. The worst annual home appreciation rate in the Phoenix Market
was -21% in the twelve months ended with the 4th Quarter of 2008.

The highest home appreciation in the Phoenix Real Estate Market over
a three year period was 80% in the three years ended with the 2nd
Quarter of 2006. The worst home appreciation over a three year period
in the Phoenix Market was -38% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Phoenix Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Phoenix Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Phoenix Real Estate Market. Another opens a
forecast for appreciation rates in the state of Arizona. Just one glance
at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Phoenix Home
Prices will be at your fingertips when you need them.

Historical data on the Phoenix Home Price Index is available back to the
2nd Quarter, of 1977. All calculations are based on the quarterly value
of the House Price Index for the Phoenix Market. The terms House
Price Index and Home Price Index, as used in this site, refer to the
Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Phoenix Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Phoenix, Arizona

The appreciation of Phoenix Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Phoenix-Mesa-Glendale, AZ, hereinafter referred to as "Phoenix".

Last Quarter:
During the 1st Quarter of 2010, Phoenix Home Prices had a rank of 264,
with appreciation of -1.95%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Phoenix Home Prices had a rank of 373, with
appreciation during the year of -17.60%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Phoenix Home
Prices ranked 324, with a total appreciation of -11.8%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Phoenix Home
Prices had a rank of 262, with appreciation during the decade of 35%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Phoenix Home
Prices had a rank of 156, with total appreciation over the 20 year period
of 104%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Phoenix Real Estate
Market is available back to the 2nd Quarter, of 1977. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Phoenix.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4234
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania


Historical Home Price Appreciation
Last Quarter                         -0.86%
Last Year                              -1.8%
Last 5 Years                         10%
Last 10 Years                       41%
Last 20 Years                       99%
Decline From All Time High   1.77%


Annual Home Price Appreciation Rates
1980      -4.80%
1981      -4.63%
1982      7.27%
1983      8.22%
1984      1.10%
1985      3.13%
1986      4.45%
1987      6.97%
1988      4.47%
1989      6.40%
1990      5.48%
1991      4.93%
1992      6.45%
1993      5.24%
1994      -1.43%
1995      4.42%
1996      1.88%
1997      2.85%
1998      4.96%
1999      0.45%
2000      5.44%
2001      6.59%
2002      4.89%
2003      4.77%
2004      4.74%
2005      3.65%
2006      2.93%
2007      2.22%
2008      1.62%
2009      0.72%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.86%        Rank: 128 of 381 (66th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -1.8%          Rank: 68 of 381 (82nd
Percentile)
Last 5 Years                              10%            Rank: 172 of 381 (55th
Percentile)
Last 10 Years  . . . . . . . . . . . .   41%            Rank: 215 of 380 (43rd
Percentile)
Last 20 Years                            99%            Rank: 175 of 341 (48th
Percentile)
Decline From All Time High        1.77%

Home Price appreciation rates for Pittsburgh, PA are shown above for
five time periods. For example: Pittsburgh appreciated -0.86% in the
Last Quarter. At that rate, the Pittsburgh Real Estate Market was ranked
128th out of 381 metropolitan areas for Real Estate Appreciation.
Pittsburgh was in the 66th percentile. So Pittsburgh, PA performed
better in the Last Quarter than 66% of the 381 metropolitan areas
covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania

The all time high in the Pittsburgh Home Price Index was 167.5 in the
2nd Quarter, of 2009. The 1st Quarter, 2010 index value was 164.5.
That's a decline of 2.97 points or 1.77% below the Pittsburgh Home Price
Index all time high.  The Home Price Index indicates that the Pittsburgh
Market is up 41% over the last 10 years. Home Prices in the Pittsburgh
Real Estate Market have lost 1.76% over the last 12 months. Over the
last thirty years, it is up 176%.

The 1st Quarter index value was 1.42 points lower than the 4th Quarter,
2009 index value of 165.96, resulting in a 0.86% decline for the 1st
Quarter in the Pittsburgh Market.

The Pittsburgh Home Price Index has declined for the last 3
consecutive quarters. The current record holders for consecutive
declines in the Home Price Index are San Luis Obispo, CA; Reno, NV
and Napa, CA, with declines in the last 16 consecutive quarters. The
current record holder for consecutive increases in the Home Price
Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Pittsburgh Real
Estate Market was 19% in the twelve months ended with the 4th Quarter
of 1977. The worst annual home appreciation rate in the Pittsburgh
Market was -7% in the twelve months ended with the 1st Quarter of
1981.

The highest home appreciation in the Pittsburgh Real Estate Market
over a three year period was 40% in the three years ended with the 4th
Quarter of 1979. The worst home appreciation over a three year period
in the Pittsburgh Market was -4% in the three years ended with the 1st
Quarter of 1982.

This page provides a long term graph of the Pittsburgh Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about Pittsburgh Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the Pittsburgh Real Estate Market. Another
opens a forecast for appreciation rates in the state of Pennsylvania.
Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about
Pittsburgh Home Prices will be at your fingertips when you need them.

Historical data on the Pittsburgh Home Price Index is available back to
the 4th Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the Pittsburgh Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Pittsburgh Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania

The appreciation of Pittsburgh Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period.

Last Quarter:
During the 1st Quarter of 2010, Pittsburgh Home Prices had a rank of
128, with appreciation of -0.86%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Pittsburgh Home Prices had a rank of 68,
with appreciation during the year of -1.76%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Pittsburgh Home
Prices ranked 172, with a total appreciation of 9.5%. The top performing
real estate market during the 5 year period was Midland, TX, with
appreciation of 57%. The worst market during that period was Merced,
CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Pittsburgh Home
Prices had a rank of 215, with appreciation during the decade of 41%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Pittsburgh Home
Prices had a rank of 175, with total appreciation over the 20 year period
of 99%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Pittsburgh Real Estate
Market is available back to the 4th Quarter, of 1976. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Pittsburgh. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4239
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Portland, Oregon


Historical Home Price Appreciation
Last Quarter                         -1.55%
Last Year                              -9.7%
Last 5 Years                         15%
Last 10 Years                       56%
Last 20 Years                       226%
Decline From All Time High   15.37%


Annual Home Price Appreciation Rates
1980      3.89%
1981      -7.93%
1982      6.70%
1983      -4.36%
1984      5.14%
1985      -2.46%
1986      1.30%
1987      0.86%
1988      5.53%
1989      9.33%
1990      16.50%
1991      8.86%
1992      7.60%
1993      8.03%
1994      9.95%
1995      9.41%
1996      7.15%
1997      7.15%
1998      4.64%
1999      1.38%
2000      3.32%
2001      5.38%
2002      4.40%
2003      5.46%
2004      10.53%
2005      20.09%
2006      12.91%
2007      3.29%
2008      -6.12%
2009      -8.43%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.55%        Rank: 217 of 381 (43rd
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -9.7%          Rank: 306 of 381 (19th
Percentile)
Last 5 Years                              15%            Rank: 104 of 381 (72nd
Percentile)
Last 10 Years  . . . . . . . . . . . .   56%            Rank: 113 of 380 (70th
Percentile)
Last 20 Years                            226%          Rank: 3 of 341 (99th Percentile)
Decline From All Time High        15.37%

Home Price appreciation rates for Portland-Vancouver-Hillsboro,
OR-WA are shown above for five time periods. For example: Portland
appreciated -1.55% in the Last Quarter. At that rate, the Portland Real
Estate Market was ranked 217th out of 381 metropolitan areas for Real
Estate Appreciation. Portland was in the 43rd percentile. So Portland,
OR performed better in the Last Quarter than 43% of the 381
metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Portland, Oregon

The data and analysis on this page pertains to
Portland-Vancouver-Hillsboro, OR-WA, hereinafter referred to as
"Portland". The all time high in the Portland Home Price Index was 243.4
in the 4th Quarter, of 2007. The 1st Quarter, 2010 index value was 206.0.
That's a decline of 37.41 points or 15.37% below the Portland Home
Price Index all time high.  The Home Price Index indicates that the
Portland Market is up 56% over the last 10 years. Home Prices in the
Portland Real Estate Market have lost 9.68% over the last 12 months.
Over the last thirty years, it is up 310%.

The 1st Quarter index value was 3.25 points lower than the 4th Quarter,
2009 index value of 209.25, resulting in a 1.55% decline for the 1st
Quarter in the Portland Market.

The Portland Home Price Index has declined for the last 9 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Portland Real Estate
Market was 23% in the twelve months ended with the 2nd Quarter of
1978. The worst annual home appreciation rate in the Portland Market
was -12% in the twelve months ended with the 3rd Quarter of 1981.

The highest home appreciation in the Portland Real Estate Market over
a three year period was 71% in the three years ended with the 2nd
Quarter of 1979. The worst home appreciation over a three year period
in the Portland Market was -14% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Portland Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Portland Home Prices, look at the links
under that chart. One link opens a long term chart of historical
appreciation rates for the Portland Real Estate Market. Another opens a
forecast for appreciation rates in the state of Oregon. Just one glance
at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Portland Home
Prices will be at your fingertips when you need them.

Historical data on the Portland Home Price Index is available back to
the 2nd Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the Portland Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Portland Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Portland, Oregon

The appreciation of Portland Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Portland-Vancouver-Hillsboro, OR-WA, hereinafter referred to as
"Portland".

Last Quarter:
During the 1st Quarter of 2010, Portland Home Prices had a rank of 217,
with appreciation of -1.55%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Portland Home Prices had a rank of 306, with
appreciation during the year of -9.68%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Portland Home
Prices ranked 104, with a total appreciation of 15.1%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Portland Home
Prices had a rank of 113, with appreciation during the decade of 56%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Portland Home
Prices had a rank of 3, with total appreciation over the 20 year period of
226%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Portland Real Estate
Market is available back to the 2nd Quarter, of 1976. The chart has
been updated through the 1st Quarter of 2010. All calculations are
based on the quarterly value of the House Price Index for Portland.
Real estate appreciation figures represent total appreciation over each
time period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4269
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: San Diego, California


Historical Home Price Appreciation
Last Quarter                         -0.91%
Last Year                              -4.2%
Last 5 Years                         -24%
Last 10 Years                       67%
Last 20 Years                       105%
Decline From All Time High   29.33%


Annual Home Price Appreciation Rates
1980      -4.26%
1981      8.56%
1982      6.18%
1983      2.11%
1984      3.96%
1985      4.45%
1986      7.76%
1987      9.71%
1988      17.55%
1989      19.29%
1990      1.41%
1991      -0.09%
1992      -2.18%
1993      -3.13%
1994      -4.75%
1995      1.31%
1996      -0.68%
1997      4.74%
1998      11.18%
1999      10.29%
2000      15.48%
2001      11.82%
2002      17.22%
2003      16.65%
2004      26.75%
2005      10.66%
2006      -1.54%
2007      -9.18%
2008      -17.21%
2009      -3.32%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.91%        Rank: 135 of 381 (64th
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.2%          Rank: 152 of 381 (60th
Percentile)
Last 5 Years                              -24%           Rank: 354 of 381 (7th Percentile)
Last 10 Years  . . . . . . . . . . . .   67%            Rank: 53 of 380 (86th Percentile)
Last 20 Years                            105%          Rank: 150 of 341 (56th
Percentile)
Decline From All Time High        29.33%

Home Price appreciation rates for San Diego-Carlsbad-San Marcos, CA
are shown above for five time periods. For example: San Diego
appreciated -0.91% in the Last Quarter. At that rate, the San Diego Real
Estate Market was ranked 135th out of 381 metropolitan areas for Real
Estate Appreciation. San Diego was in the 64th percentile. So San
Diego, CA performed better in the Last Quarter than 64% of the 381
metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: San Diego, California

The data and analysis on this page pertains to San Diego-Carlsbad-San
Marcos, CA, hereinafter referred to as "San Diego". The all time high in
the San Diego Home Price Index was 322.1 in the 1st Quarter, of 2006.
The 1st Quarter, 2010 index value was 227.6. That's a decline of 94.49
points or 29.33% below the San Diego Home Price Index all time high.  
The Home Price Index indicates that the San Diego Market is up 67%
over the last 10 years. Home Prices in the San Diego Real Estate Market
have lost 4.20% over the last 12 months. Over the last thirty years, it is
up 314%.

The 1st Quarter index value was 2.08 points lower than the 4th Quarter,
2009 index value of 229.70, resulting in a 0.91% decline for the 1st
Quarter in the San Diego Market.

The San Diego Home Price Index declined in the last quarter after
increasing in the previous quarter. The current record holders for
consecutive declines in the Home Price Index are San Luis Obispo, CA;
Reno, NV and Napa, CA, with declines in the last 16 consecutive
quarters. The current record holder for consecutive increases in the
Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the San Diego Real
Estate Market was 32% in the twelve months ended with the 1st Quarter
of 1978. The worst annual home appreciation rate in the San Diego
Market was -18% in the twelve months ended with the 3rd Quarter of
2008.

The highest home appreciation in the San Diego Real Estate Market
over a three year period was 88% in the three years ended with the 3rd
Quarter of 1979. The worst home appreciation over a three year period
in the San Diego Market was -29% in the three years ended with the 3rd
Quarter of 2009.

This page provides a long term graph of the San Diego Home Price
Index (above). The chart has been updated through the 1st Quarter of
2010. For more information about San Diego Home Prices, look at the
links under that chart. One link opens a long term chart of historical
appreciation rates for the San Diego Real Estate Market. Another opens
a forecast for appreciation rates in the state of California. Just one
glance at our long term charts can provide tremendous insight into the
historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about San Diego Home
Prices will be at your fingertips when you need them.

Historical data on the San Diego Home Price Index is available back to
the 1st Quarter, of 1976. All calculations are based on the quarterly
value of the House Price Index for the San Diego Market. The terms
House Price Index and Home Price Index, as used in this site, refer to
the Federal Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the San Diego Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: San Diego, California

The appreciation of San Diego Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to San
Diego-Carlsbad-San Marcos, CA, hereinafter referred to as "San Diego".

Last Quarter:
During the 1st Quarter of 2010, San Diego Home Prices had a rank of
135, with appreciation of -0.91%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, San Diego Home Prices had a rank of 152,
with appreciation during the year of -4.20%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, San Diego Home
Prices ranked 354, with a total appreciation of -23.9%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, San Diego Home
Prices had a rank of 53, with appreciation during the decade of 67%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, San Diego Home
Prices had a rank of 150, with total appreciation over the 20 year period
of 105%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the San Diego Real Estate
Market is available back to the 1st Quarter, of 1976. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for San Diego. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4281
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Seattle, Washington


Historical Home Price Appreciation
Last Quarter                         -1.83%
Last Year                              -10.1%
Last 5 Years                         13%
Last 10 Years                       58%
Last 20 Years                       162%
Decline From All Time High   16.68%


Annual Home Price Appreciation Rates
1980      4.78%
1981      5.17%
1982      -0.70%
1983      -0.06%
1984      4.03%
1985      2.59%
1986      3.85%
1987      5.05%
1988      8.14%
1989      23.45%
1990      19.00%
1991      2.12%
1992      1.80%
1993      2.07%
1994      1.64%
1995      3.76%
1996      2.82%
1997      8.47%
1998      9.26%
1999      8.31%
2000      7.62%
2001      6.02%
2002      4.75%
2003      5.44%
2004      10.63%
2005      17.32%
2006      13.74%
2007      4.90%
2008      -6.26%
2009      -9.46%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.83%        Rank: 253 of 381 (33rd
Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.1%        Rank: 316 of 381 (17th
Percentile)
Last 5 Years                              13%            Rank: 131 of 381 (65th
Percentile)
Last 10 Years  . . . . . . . . . . . .   58%            Rank: 102 of 380 (73rd
Percentile)
Last 20 Years                            162%          Rank: 38 of 341 (89th Percentile)
Decline From All Time High        16.68%

Home Price appreciation rates for Seattle-Bellevue-Everett, WA are
shown above for five time periods. For example: Seattle appreciated
-1.83% in the Last Quarter. At that rate, the Seattle Real Estate Market
was ranked 253rd out of 381 metropolitan areas for Real Estate
Appreciation. Seattle was in the 33rd percentile. So Seattle, WA
performed better in the Last Quarter than 33% of the 381 metropolitan
areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Seattle, Washington

The data and analysis on this page pertains to
Seattle-Bellevue-Everett, WA, hereinafter referred to as "Seattle". The
all time high in the Seattle Home Price Index was 264.9 in the 4th
Quarter, of 2007. The 1st Quarter, 2010 index value was 220.7. That's a
decline of 44.19 points or 16.68% below the Seattle Home Price Index all
time high.  The Home Price Index indicates that the Seattle Market is up
58% over the last 10 years. Home Prices in the Seattle Real Estate
Market have lost 10.11% over the last 12 months. Over the last thirty
years, it is up 373%.

The 1st Quarter index value was 4.12 points lower than the 4th Quarter,
2009 index value of 224.82, resulting in a 1.83% decline for the 1st
Quarter in the Seattle Market.

The Seattle Home Price Index has declined for the last 9 consecutive
quarters. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder
for consecutive increases in the Home Price Index is Springfield, IL,
with increases in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Seattle Real Estate
Market was 33% in the twelve months ended with the 2nd Quarter of
1978. The worst annual home appreciation rate in the Seattle Market
was -10% in the twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Seattle Real Estate Market over a
three year period was 96% in the three years ended with the 4th
Quarter of 1978. The worst home appreciation over a three year period
in the Seattle Market was -15% in the three years ended with the 1st
Quarter of 2010.

This page provides a long term graph of the Seattle Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010.
For more information about Seattle Home Prices, look at the links under
that chart. One link opens a long term chart of historical appreciation
rates for the Seattle Real Estate Market. Another opens a forecast for
appreciation rates in the state of Washington. Just one glance at our
long term charts can provide tremendous insight into the historical
trends of residential property values. Bookmark this page! Then
ForecastChart.com's detailed statistics about Seattle Home Prices will
be at your fingertips when you need them.

Historical data on the Seattle Home Price Index is available back to the
4th Quarter, of 1975. All calculations are based on the quarterly value of
the House Price Index for the Seattle Market. The terms House Price
Index and Home Price Index, as used in this site, refer to the Federal
Housing Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and
appraisal data from mortgage transactions in the Seattle Real Estate
Market and hundreds of other cities. As a result, Home Price data is not
available for a number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Seattle, Washington

The appreciation of Seattle Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains
one or more cities. Five different time periods are reviewed.  Each
paragraph identifies the top and bottom performing markets as well as
the average and median performance for all cities during each time
period. The data and analysis on this page pertains to
Seattle-Bellevue-Everett, WA, hereinafter referred to as "Seattle".

Last Quarter:
During the 1st Quarter of 2010, Seattle Home Prices had a rank of 253,
with appreciation of -1.83%. The top performing real estate market
during the 1st Quarter was Punta Gorda, FL, with appreciation of 2.90%.
The worst market during that period was Gainesville, GA, with
appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%.
The average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Seattle Home Prices had a rank of 316, with
appreciation during the year of -10.11%. The top performing market
during the last year was Pine Bluff, AR, with appreciation of 2.5%. The
worst real estate market during that period was Bend, OR, with
appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%.
The average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Seattle Home
Prices ranked 131, with a total appreciation of 13.0%. The top
performing real estate market during the 5 year period was Midland, TX,
with appreciation of 57%. The worst market during that period was
Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%.
The average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Seattle Home
Prices had a rank of 102, with appreciation during the decade of 58%.
The top performing market during the period was Ocean City, NJ, with
appreciation of 111%. The worst real estate market during the 10 year
time period was Detroit, MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was
44%. The average appreciation for the cities over that time frame was
45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Seattle Home
Prices had a rank of 38, with total appreciation over the 20 year period
of 162%. The top performing real estate market during the period was
Missoula, MT, with appreciation of 269%. The worst market during the
last 20 years was Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%.
The average appreciation for the markets over that time frame was
107%.

Historical data on the Home Price Index for the Seattle Real Estate
Market is available back to the 4th Quarter, of 1975. The chart has been
updated through the 1st Quarter of 2010. All calculations are based on
the quarterly value of the House Price Index for Seattle. Real estate
appreciation figures represent total appreciation over each time
period. (Unless specifically stated, the appreciation figures do not
represent annual or quarterly rates of appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees
by national economic conditions. Forecasts for some relevant
indicators are included below. The date shown to the right of the
forecast represents the target date of the forecast.   Abbreviations:
SSAR (Seasonally Adjusted Annual Rate),  Q1 (First Quarter),  Q2
(Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  
(2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June,
2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)



















__________________________________________________________
                             Privacy Policy      Terms of Use/Disclosure     

                                SignalTrend Inc. 2010, All Rights Reserved