__________________________________________
Real Estate Market: 500 Cities
Home price charts,
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available for the
following metropolitan
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Albuquerque, NM - House Price Index (HPI) - 31 Year Chart
100
1000
1/1980          1/1985           1/1990          1/1995           1/2000          1/2005          1/2010
The House Price Index (HPI) shows changes in Albuquerque, NM single family home prices in
logarithmic scale. The March, 1995 index value equals 100.  Updated Tuesday, June 15, 2010. Click
a link below for the New Mexico Real Estate Forecast or the Albuquerque Home Appreciation Rate.
10
Albuquerque Real Estate Market: Trend, Analysis & Statistics
Commentary  3968
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Albuquerque, New Mexico


Historical Home Price Appreciation
Last Quarter                                     -0.21%
Last Year . . . . . . . . . . . . . . . . . . . .  -5.6%
Last 5 Years                                     22%
Last 10 Years . . . . . . . . . . . . . . . . . 53%
Last 20 Years                                   121%
Decline From All Time High               8.81%


Annual Home Price Appreciation Rates
1980      12.68%
1981      1.57%
1982      5.06%
1983      9.12%
1984      4.57%
1985      2.31%
1986      5.53%
1987      1.32%
1988      -1.05%
1989      2.88%
1990      -0.99%
1991      2.92%
1992      5.32%
1993      8.50%
1994      10.98%
1995      6.05%
1996      0.69%
1997      2.47%
1998      1.51%
1999      -1.01%
2000      1.43%
2001      4.49%
2002      3.25%
2003      4.61%
2004      7.47%
2005      15.47%
2006      13.83%
2007      3.19%
2008      -2.73%
2009      -5.24%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.21%        Rank: 61 of 381 (84th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -5.6%          Rank: 205 of 381 (46th Percentile)
Last 5 Years                              22%            Rank: 34 of 381 (91st Percentile)
Last 10 Years  . . . . . . . . . . . .   53%            Rank: 125 of 380 (67th Percentile)
Last 20 Years                            121%          Rank: 89 of 341 (74th Percentile)
Decline From All Time High        8.81%

Home Price appreciation rates for Albuquerque, NM are shown above for five
time periods. For example: Albuquerque appreciated -0.21% in the Last
Quarter. At that rate, the Albuquerque Real Estate Market was ranked 61st out
of 381 metropolitan areas for Real Estate Appreciation. Albuquerque was in the
84th percentile. So Albuquerque, NM performed better in the Last Quarter than
84% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Albuquerque, New Mexico

The all time high in the Albuquerque Home Price Index was 183.5 in the 1st
Quarter, of 2008. The 1st Quarter, 2010 index value was 167.4. That's a
decline of 16.17 points or 8.81% below the Albuquerque Home Price Index all
time high.  The Home Price Index indicates that the Albuquerque Market is up
53% over the last 10 years. Home Prices in the Albuquerque Real Estate
Market have lost 5.64% over the last 12 months. Over the last thirty years, it is
up 217%.

The 1st Quarter index value was 0.36 points lower than the 4th Quarter, 2009
index value of 167.72, resulting in a 0.21% decline for the 1st Quarter in the
Albuquerque Market.

The Albuquerque Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Albuquerque Real Estate
Market was 18% in the twelve months ended with the 2nd Quarter of 1979. The
worst annual home appreciation rate in the Albuquerque Market was -6% in the
twelve months ended with the 1st Quarter of 2010.

The highest home appreciation in the Albuquerque Real Estate Market over a
three year period was 45% in the three years ended with the 4th Quarter of
1980. The worst home appreciation over a three year period in the
Albuquerque Market was -6% in the three years ended with the 1st Quarter of
2010.

This page provides a long term graph of the Albuquerque Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Albuquerque Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Albuquerque Real Estate Market. Another opens a forecast for appreciation
rates in the state of New Mexico. Just one glance at our long term charts can
provide tremendous insight into the historical trends of residential property
values. Bookmark this page! Then ForecastChart.com's detailed statistics
about Albuquerque Home Prices will be at your fingertips when you need them.

Historical data on the Albuquerque Home Price Index is available back to the
3rd Quarter, of 1977. All calculations are based on the quarterly value of the
House Price Index for the Albuquerque Market. The terms House Price Index
and Home Price Index, as used in this site, refer to the Federal Housing
Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Albuquerque Real Estate Market and
hundreds of other cities. As a result, Home Price data is not available for a
number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Albuquerque, New Mexico

The appreciation of Albuquerque Home Prices relative to 380 other
metropolitan areas is detailed below. Each metropolitan area contains one or
more cities. Five different time periods are reviewed.  Each paragraph identifies
the top and bottom performing markets as well as the average and median
performance for all cities during each time period.

Last Quarter:
During the 1st Quarter of 2010, Albuquerque Home Prices had a rank of 61,
with appreciation of -0.21%. The top performing real estate market during the
1st Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Albuquerque Home Prices had a rank of 205, with
appreciation during the year of -5.64%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Albuquerque Home Prices
ranked 34, with a total appreciation of 22.3%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Albuquerque Home
Prices had a rank of 125, with appreciation during the decade of 53%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Albuquerque Home
Prices had a rank of 89, with total appreciation over the 20 year period of
121%. The top performing real estate market during the period was Missoula,
MT, with appreciation of 269%. The worst market during the last 20 years was
Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Albuquerque Real Estate Market
is available back to the 3rd Quarter, of 1977. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Albuquerque. Real estate appreciation
figures represent total appreciation over each time period. (Unless specifically
stated, the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)























Commentary  3982
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Atlanta, Georgia


Historical Home Price Appreciation
Last Quarter                                     -1.69%
Last Year . . . . . . . . . . . . . . . . . . . .  -10.0%
Last 5 Years                                     -4%
Last 10 Years . . . . . . . . . . . . . . . . . 23%
Last 20 Years                                   77%
Decline From All Time High               11.60%


Annual Home Price Appreciation Rates
1980      8.43%
1981      8.96%
1982      3.84%
1983      4.16%
1984      6.76%
1985      6.67%
1986      6.37%
1987      4.93%
1988      2.85%
1989      3.08%
1990      -1.76%
1991      2.29%
1992      2.63%
1993      2.69%
1994      1.24%
1995      5.43%
1996      3.45%
1997      5.77%
1998      6.61%
1999      6.63%
2000      6.62%
2001      7.32%
2002      4.41%
2003      2.99%
2004      4.38%
2005      4.88%
2006      3.36%
2007      1.29%
2008      -3.28%
2009      -6.67%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.69%        Rank: 245 of 381 (35th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.0%          Rank: 313 of 381 (17th Percentile)
Last 5 Years                              -4%             Rank: 288 of 381 (24th Percentile)
Last 10 Years  . . . . . . . . . . . .   23%            Rank: 331 of 380 (12th Percentile)
Last 20 Years                            77%            Rank: 273 of 341 (20th Percentile)
Decline From All Time High        11.60%

Home Price appreciation rates for Atlanta-Sandy Springs-Marietta, GA are
shown above for five time periods. For example: Atlanta appreciated -1.69% in
the Last Quarter. At that rate, the Atlanta Real Estate Market was ranked 245th
out of 381 metropolitan areas for Real Estate Appreciation. Atlanta was in the
35th percentile. So Atlanta, GA performed better in the Last Quarter than 35%
of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Atlanta, Georgia

The data and analysis on this page pertains to Atlanta-Sandy Springs-Marietta,
GA, hereinafter referred to as "Atlanta". The all time high in the Atlanta Home
Price Index was 184.6 in the 1st Quarter, of 2008. The 1st Quarter, 2010 index
value was 163.2. That's a decline of 21.41 points or 11.60% below the Atlanta
Home Price Index all time high.  The Home Price Index indicates that the Atlanta
Market is up 23% over the last 10 years. Home Prices in the Atlanta Real Estate
Market have lost 9.95% over the last 12 months. Over the last thirty years, it is
up 191%.

The 1st Quarter index value was 2.81 points lower than the 4th Quarter, 2009
index value of 166.00, resulting in a 1.69% decline for the 1st Quarter in the
Atlanta Market.

The Atlanta Home Price Index has declined for the last 4 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Atlanta Real Estate Market
was 16% in the twelve months ended with the 1st Quarter of 1980. The worst
annual home appreciation rate in the Atlanta Market was -10% in the twelve
months ended with the 1st Quarter of 2010.

The highest home appreciation in the Atlanta Real Estate Market over a three
year period was 36% in the three years ended with the 2nd Quarter of 1981.
The worst home appreciation over a three year period in the Atlanta Market was
-11% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Atlanta Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Atlanta Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Atlanta Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Georgia. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Atlanta Home Prices
will be at your fingertips when you need them.

Historical data on the Atlanta Home Price Index is available back to the 3rd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Atlanta Market. The terms House Price Index and Home Price
Index, as used in this site, refer to the Federal Housing Finance Agency (FHFA)
House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Atlanta Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Atlanta, Georgia

The appreciation of Atlanta Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Atlanta-Sandy Springs-Marietta, GA, hereinafter referred to as "Atlanta".

Last Quarter:
During the 1st Quarter of 2010, Atlanta Home Prices had a rank of 245, with
appreciation of -1.69%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Atlanta Home Prices had a rank of 313, with
appreciation during the year of -9.95%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Atlanta Home Prices
ranked 288, with a total appreciation of -3.8%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Atlanta Home Prices had
a rank of 331, with appreciation during the decade of 23%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Atlanta Home Prices had
a rank of 273, with total appreciation over the 20 year period of 77%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Atlanta Real Estate Market is
available back to the 3rd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Atlanta. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  3986
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Austin, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.87%
Last Year . . . . . . . . . . . . . . . . . . . .  -2.0%
Last 5 Years                                     26%
Last 10 Years . . . . . . . . . . . . . . . . . 53%
Last 20 Years                                   173%
Decline From All Time High               2.11%


Annual Home Price Appreciation Rates
1980      4.35%
1981      10.45%
1982      10.31%
1983      9.05%
1984      12.39%
1985      5.48%
1986      -1.36%
1987      -15.05%
1988      -9.25%
1989      -1.33%
1990      0.04%
1991      7.17%
1992      9.31%
1993      10.77%
1994      5.46%
1995      4.72%
1996      2.35%
1997      1.97%
1998      5.20%
1999      10.12%
2000      12.29%
2001      5.98%
2002      2.07%
2003      -0.21%
2004      2.34%
2005      6.06%
2006      9.29%
2007      7.69%
2008      3.74%
2009      -1.25%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.87%        Rank: 133 of 381 (65th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -2.0%          Rank: 71 of 381 (81st Percentile)
Last 5 Years                              26%            Rank: 17 of 381 (95th Percentile)
Last 10 Years  . . . . . . . . . . . .   53%            Rank: 128 of 380 (66th Percentile)
Last 20 Years                            173%          Rank: 25 of 341 (92nd Percentile)
Decline From All Time High        2.11%

Home Price appreciation rates for Austin-Round Rock-San Marcos, TX are
shown above for five time periods. For example: Austin appreciated -0.87% in
the Last Quarter. At that rate, the Austin Real Estate Market was ranked 133rd
out of 381 metropolitan areas for Real Estate Appreciation. Austin was in the
65th percentile. So Austin, TX performed better in the Last Quarter than 65% of
the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Austin, Texas

The data and analysis on this page pertains to Austin-Round Rock-San
Marcos, TX, hereinafter referred to as "Austin". The all time high in the Austin
Home Price Index was 204.7 in the 4th Quarter, of 2008. The 1st Quarter, 2010
index value was 200.4. That's a decline of 4.31 points or 2.11% below the
Austin Home Price Index all time high.  The Home Price Index indicates that the
Austin Market is up 53% over the last 10 years. Home Prices in the Austin Real
Estate Market have lost 1.99% over the last 12 months. Over the last thirty
years, it is up 238%.

The 1st Quarter index value was 1.76 points lower than the 4th Quarter, 2009
index value of 202.13, resulting in a 0.87% decline for the 1st Quarter in the
Austin Market.

The Austin Home Price Index declined in the last quarter after increasing in the
previous quarter. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Austin Real Estate Market
was 21% in the twelve months ended with the 2nd Quarter of 1980. The worst
annual home appreciation rate in the Austin Market was -20% in the twelve
months ended with the 2nd Quarter of 1989.

The highest home appreciation in the Austin Real Estate Market over a three
year period was 49% in the three years ended with the 3rd Quarter of 1980.
The worst home appreciation over a three year period in the Austin Market was
-26% in the three years ended with the 2nd Quarter of 1989.

This page provides a long term graph of the Austin Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Austin Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Austin Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Texas. Just one glance at our long term charts can provide tremendous insight
into the historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Austin Home Prices will be
at your fingertips when you need them.

Historical data on the Austin Home Price Index is available back to the 3rd
Quarter, of 1977. All calculations are based on the quarterly value of the House
Price Index for the Austin Market. The terms House Price Index and Home Price
Index, as used in this site, refer to the Federal Housing Finance Agency (FHFA)
House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Austin Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Austin, Texas

The appreciation of Austin Home Prices relative to 380 other metropolitan areas
is detailed below. Each metropolitan area contains one or more cities. Five
different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Austin-Round Rock-San Marcos, TX, hereinafter referred to as "Austin".

Last Quarter:
During the 1st Quarter of 2010, Austin Home Prices had a rank of 133, with
appreciation of -0.87%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Austin Home Prices had a rank of 71, with
appreciation during the year of -1.99%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Austin Home Prices
ranked 17, with a total appreciation of 26.1%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Austin Home Prices had
a rank of 128, with appreciation during the decade of 53%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Austin Home Prices had
a rank of 25, with total appreciation over the 20 year period of 173%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Austin Real Estate Market is
available back to the 3rd Quarter, of 1977. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Austin. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  3988
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Baltimore, Maryland


Historical Home Price Appreciation
Last Quarter                                     -0.52%
Last Year . . . . . . . . . . . . . . . . . . . .  -7.6%
Last 5 Years                                     7%
Last 10 Years . . . . . . . . . . . . . . . . . 88%
Last 20 Years                                   129%
Decline From All Time High               14.74%


Annual Home Price Appreciation Rates
1980      10.15%
1981      8.60%
1982      -4.43%
1983      6.67%
1984      5.94%
1985      5.23%
1986      11.32%
1987      10.57%
1988      10.71%
1989      6.85%
1990      2.53%
1991      3.96%
1992      1.32%
1993      1.39%
1994      -2.45%
1995      3.82%
1996      0.57%
1997      2.42%
1998      3.02%
1999      3.15%
2000      6.02%
2001      8.19%
2002      10.74%
2003      13.27%
2004      18.80%
2005      20.20%
2006      8.06%
2007      0.46%
2008      -6.77%
2009      -7.45%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.52%        Rank: 91 of 381 (76th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -7.6%          Rank: 268 of 381 (29th Percentile)
Last 5 Years                              7%              Rank: 195 of 381 (48th Percentile)
Last 10 Years  . . . . . . . . . . . .   88%            Rank: 11 of 380 (97th Percentile)
Last 20 Years                            129%          Rank: 67 of 341 (80th Percentile)
Decline From All Time High        14.74%

Home Price appreciation rates for Baltimore-Towson, MD are shown above for
five time periods. For example: Baltimore appreciated -0.52% in the Last
Quarter. At that rate, the Baltimore Real Estate Market was ranked 91st out of
381 metropolitan areas for Real Estate Appreciation. Baltimore was in the 76th
percentile. So Baltimore, MD performed better in the Last Quarter than 76% of
the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Baltimore, Maryland

The data and analysis on this page pertains to Baltimore-Towson, MD,
hereinafter referred to as "Baltimore". The all time high in the Baltimore Home
Price Index was 254.6 in the 2nd Quarter, of 2007. The 1st Quarter, 2010 index
value was 217.0. That's a decline of 37.52 points or 14.74% below the
Baltimore Home Price Index all time high.  The Home Price Index indicates that
the Baltimore Market is up 88% over the last 10 years. Home Prices in the
Baltimore Real Estate Market have lost 7.62% over the last 12 months. Over
the last thirty years, it is up 352%.

The 1st Quarter index value was 1.14 points lower than the 4th Quarter, 2009
index value of 218.18, resulting in a 0.52% decline for the 1st Quarter in the
Baltimore Market.

The Baltimore Home Price Index has declined for the last 9 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Baltimore Real Estate Market
was 22% in the twelve months ended with the 2nd Quarter of 2005. The worst
annual home appreciation rate in the Baltimore Market was -8% in the twelve
months ended with the 2nd Quarter of 2009.

The highest home appreciation in the Baltimore Real Estate Market over a
three year period was 63% in the three years ended with the 1st Quarter of
2006. The worst home appreciation over a three year period in the Baltimore
Market was -14% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Baltimore Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Baltimore Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Baltimore Real Estate Market. Another opens a forecast for appreciation rates
in the state of Maryland. Just one glance at our long term charts can provide
tremendous insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about
Baltimore Home Prices will be at your fingertips when you need them.

Historical data on the Baltimore Home Price Index is available back to the 2nd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Baltimore Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Baltimore Real Estate Market and hundreds
of other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Baltimore, Maryland

The appreciation of Baltimore Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Baltimore-Towson, MD, hereinafter referred to as "Baltimore".

Last Quarter:
During the 1st Quarter of 2010, Baltimore Home Prices had a rank of 91, with
appreciation of -0.52%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Baltimore Home Prices had a rank of 268, with
appreciation during the year of -7.62%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Baltimore Home Prices
ranked 195, with a total appreciation of 7.3%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Baltimore Home Prices
had a rank of 11, with appreciation during the decade of 88%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Baltimore Home Prices
had a rank of 67, with total appreciation over the 20 year period of 129%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Baltimore Real Estate Market is
available back to the 2nd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Baltimore. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4006
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Boston, Massachusetts


Historical Home Price Appreciation
Last Quarter                                     -0.72%
Last Year . . . . . . . . . . . . . . . . . . . .  -4.4%
Last 5 Years                                     -10%
Last 10 Years . . . . . . . . . . . . . . . . . 59%
Last 20 Years                                   112%
Decline From All Time High               13.58%


Annual Home Price Appreciation Rates
1980      14.39%
1981      12.61%
1982      2.90%
1983      19.06%
1984      20.40%
1985      29.84%
1986      20.56%
1987      9.87%
1988      3.18%
1989      -0.17%
1990      -8.17%
1991      -2.46%
1992      -0.76%
1993      0.98%
1994      -1.39%
1995      5.04%
1996      3.76%
1997      5.95%
1998      8.71%
1999      13.57%
2000      15.03%
2001      12.10%
2002      13.52%
2003      10.91%
2004      10.85%
2005      6.24%
2006      -1.66%
2007      -4.02%
2008      -4.21%
2009      -3.55%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.72%        Rank: 109 of 381 (71st Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.4%          Rank: 155 of 381 (59th Percentile)
Last 5 Years                              -10%           Rank: 311 of 381 (18th Percentile)
Last 10 Years  . . . . . . . . . . . .   59%            Rank: 89 of 380 (76th Percentile)
Last 20 Years                            112%          Rank: 120 of 341 (65th Percentile)
Decline From All Time High        13.58%

Home Price appreciation rates for Boston-Quincy, MA are shown above for five
time periods. For example: Boston appreciated -0.72% in the Last Quarter. At
that rate, the Boston Real Estate Market was ranked 109th out of 381
metropolitan areas for Real Estate Appreciation. Boston was in the 71st
percentile. So Boston, MA performed better in the Last Quarter than 71% of the
381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Boston, Massachusetts

The data and analysis on this page pertains to Boston-Quincy, MA, hereinafter
referred to as "Boston". The all time high in the Boston Home Price Index was
272.5 in the 1st Quarter, of 2006. The 1st Quarter, 2010 index value was
235.5. That's a decline of 37.00 points or 13.58% below the Boston Home Price
Index all time high.  The Home Price Index indicates that the Boston Market is
up 59% over the last 10 years. Home Prices in the Boston Real Estate Market
have lost 4.36% over the last 12 months. Over the last thirty years, it is up
588%.

The 1st Quarter index value was 1.70 points lower than the 4th Quarter, 2009
index value of 237.18, resulting in a 0.72% decline for the 1st Quarter in the
Boston Market.

The Boston Home Price Index declined in the last quarter after increasing in the
previous quarter. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Boston Real Estate Market
was 30% in the twelve months ended with the 4th Quarter of 1985. The worst
annual home appreciation rate in the Boston Market was -8% in the twelve
months ended with the 4th Quarter of 1990.

The highest home appreciation in the Boston Real Estate Market over a three
year period was 91% in the three years ended with the 1st Quarter of 1987.
The worst home appreciation over a three year period in the Boston Market was
-11% in the three years ended with the 3rd Quarter of 2009.

This page provides a long term graph of the Boston Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Boston Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Boston Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Massachusetts. Just one glance at our long term charts can provide
tremendous insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about Boston
Home Prices will be at your fingertips when you need them.

Historical data on the Boston Home Price Index is available back to the 1st
Quarter, of 1978. All calculations are based on the quarterly value of the House
Price Index for the Boston Market. The terms House Price Index and Home Price
Index, as used in this site, refer to the Federal Housing Finance Agency (FHFA)
House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Boston Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Boston, Massachusetts

The appreciation of Boston Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Boston-Quincy, MA, hereinafter referred to as "Boston".

Last Quarter:
During the 1st Quarter of 2010, Boston Home Prices had a rank of 109, with
appreciation of -0.72%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Boston Home Prices had a rank of 155, with
appreciation during the year of -4.36%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Boston Home Prices
ranked 311, with a total appreciation of -9.8%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Boston Home Prices had
a rank of 89, with appreciation during the decade of 59%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Boston Home Prices had
a rank of 120, with total appreciation over the 20 year period of 112%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Boston Real Estate Market is
available back to the 1st Quarter, of 1978. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Boston. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4031
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Chicago, Illinois


Historical Home Price Appreciation
Last Quarter                                     -2.45%
Last Year . . . . . . . . . . . . . . . . . . . .  -10.2%
Last 5 Years                                     -5%
Last 10 Years . . . . . . . . . . . . . . . . . 39%
Last 20 Years                                   103%
Decline From All Time High               16.29%


Annual Home Price Appreciation Rates
1980      -1.24%
1981      7.36%
1982      -3.88%
1983      7.69%
1984      5.34%
1985      5.30%
1986      9.47%
1987      11.30%
1988      9.23%
1989      8.19%
1990      3.77%
1991      4.48%
1992      3.41%
1993      3.37%
1994      3.07%
1995      4.36%
1996      2.29%
1997      3.77%
1998      3.15%
1999      5.63%
2000      7.85%
2001      6.96%
2002      7.15%
2003      7.60%
2004      9.75%
2005      10.27%
2006      5.04%
2007      0.02%
2008      -5.97%
2009      -8.18%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -2.45%        Rank: 292 of 381 (23rd Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.2%        Rank: 320 of 381 (16th Percentile)
Last 5 Years                              -5%             Rank: 292 of 381 (23rd Percentile)
Last 10 Years  . . . . . . . . . . . .   39%            Rank: 233 of 380 (38th Percentile)
Last 20 Years                            103%          Rank: 159 of 341 (53rd Percentile)
Decline From All Time High        16.29%

Home Price appreciation rates for Chicago-Naperville-Joliet, IL are shown above
for five time periods. For example: Chicago appreciated -2.45% in the Last
Quarter. At that rate, the Chicago Real Estate Market was ranked 292nd out of
381 metropolitan areas for Real Estate Appreciation. Chicago was in the 23rd
percentile. So Chicago, IL performed better in the Last Quarter than 23% of the
381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Chicago, Illinois

The data and analysis on this page pertains to Chicago-Naperville-Joliet, IL,
hereinafter referred to as "Chicago". The all time high in the Chicago Home
Price Index was 204.1 in the 1st Quarter, of 2007. The 1st Quarter, 2010 index
value was 170.8. That's a decline of 33.25 points or 16.29% below the Chicago
Home Price Index all time high.  The Home Price Index indicates that the
Chicago Market is up 39% over the last 10 years. Home Prices in the Chicago
Real Estate Market have lost 10.24% over the last 12 months. Over the last
thirty years, it is up 261%.

The 1st Quarter index value was 4.29 points lower than the 4th Quarter, 2009
index value of 175.13, resulting in a 2.45% decline for the 1st Quarter in the
Chicago Market.

The Chicago Home Price Index has declined for the last 9 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Chicago Real Estate Market
was 21% in the twelve months ended with the 2nd Quarter of 1977. The worst
annual home appreciation rate in the Chicago Market was -10% in the twelve
months ended with the 1st Quarter of 2010.

The highest home appreciation in the Chicago Real Estate Market over a three
year period was 52% in the three years ended with the 4th Quarter of 1978.
The worst home appreciation over a three year period in the Chicago Market
was -16% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Chicago Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Chicago Home Prices, look at the links under that chart.
One link opens a long term chart of historical appreciation rates for the Chicago
Real Estate Market. Another opens a forecast for appreciation rates in the state
of Illinois. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Chicago Home Prices
will be at your fingertips when you need them.

Historical data on the Chicago Home Price Index is available back to the 3rd
Quarter, of 1975. All calculations are based on the quarterly value of the House
Price Index for the Chicago Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Chicago Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Chicago, Illinois

The appreciation of Chicago Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Chicago-Naperville-Joliet, IL, hereinafter referred to as "Chicago".

Last Quarter:
During the 1st Quarter of 2010, Chicago Home Prices had a rank of 292, with
appreciation of -2.45%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Chicago Home Prices had a rank of 320, with
appreciation during the year of -10.24%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Chicago Home Prices
ranked 292, with a total appreciation of -4.7%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Chicago Home Prices
had a rank of 233, with appreciation during the decade of 39%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Chicago Home Prices
had a rank of 159, with total appreciation over the 20 year period of 103%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Chicago Real Estate Market is
available back to the 3rd Quarter, of 1975. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Chicago. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4048
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Dallas, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.31%
Last Year . . . . . . . . . . . . . . . . . . . .  -2.6%
Last 5 Years                                     10%
Last 10 Years . . . . . . . . . . . . . . . . . 33%
Last 20 Years                                   76%
Decline From All Time High               2.64%


Annual Home Price Appreciation Rates
1980      11.14%
1981      7.98%
1982      6.19%
1983      5.88%
1984      5.27%
1985      4.20%
1986      1.12%
1987      -7.78%
1988      -5.16%
1989      0.71%
1990      -0.78%
1991      3.07%
1992      2.04%
1993      1.92%
1994      -1.43%
1995      4.25%
1996      1.70%
1997      4.05%
1998      5.86%
1999      5.75%
2000      6.09%
2001      6.60%
2002      3.55%
2003      1.66%
2004      2.77%
2005      3.28%
2006      3.13%
2007      3.17%
2008      1.92%
2009      -1.11%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.31%        Rank: 72 of 381 (81st Percentile)
Last Year  . . . . . . . . . . . . . . . .  -2.6%          Rank: 93 of 381 (75th Percentile)
Last 5 Years                              10%            Rank: 167 of 381 (56th Percentile)
Last 10 Years  . . . . . . . . . . . .   33%            Rank: 276 of 380 (27th Percentile)
Last 20 Years                            76%            Rank: 278 of 341 (18th Percentile)
Decline From All Time High        2.64%

Home Price appreciation rates for Dallas-Plano-Irving, TX are shown above for
five time periods. For example: Dallas appreciated -0.31% in the Last Quarter.
At that rate, the Dallas Real Estate Market was ranked 72nd out of 381
metropolitan areas for Real Estate Appreciation. Dallas was in the 81st
percentile. So Dallas, TX performed better in the Last Quarter than 81% of the
381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Dallas, Texas

The data and analysis on this page pertains to Dallas-Plano-Irving, TX,
hereinafter referred to as "Dallas". The all time high in the Dallas Home Price
Index was 171.1 in the 1st Quarter, of 2009. The 1st Quarter, 2010 index value
was 166.6. That's a decline of 4.52 points or 2.64% below the Dallas Home
Price Index all time high.  The Home Price Index indicates that the Dallas Market
is up 33% over the last 10 years. Home Prices in the Dallas Real Estate Market
have lost 2.64% over the last 12 months. Over the last thirty years, it is up
121%.

The 1st Quarter index value was 0.51 points lower than the 4th Quarter, 2009
index value of 167.09, resulting in a 0.31% decline for the 1st Quarter in the
Dallas Market.

The Dallas Home Price Index has declined for the last 4 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Dallas Real Estate Market
was 24% in the twelve months ended with the 3rd Quarter of 1978. The worst
annual home appreciation rate in the Dallas Market was -8% in the twelve
months ended with the 1st Quarter of 1988.

The highest home appreciation in the Dallas Real Estate Market over a three
year period was 70% in the three years ended with the 4th Quarter of 1979.
The worst home appreciation over a three year period in the Dallas Market was
-14% in the three years ended with the 2nd Quarter of 1989.

This page provides a long term graph of the Dallas Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Dallas Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Dallas Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Texas. Just one glance at our long term charts can provide tremendous insight
into the historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Dallas Home Prices will be
at your fingertips when you need them.

Historical data on the Dallas Home Price Index is available back to the 2nd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Dallas Market. The terms House Price Index and Home Price
Index, as used in this site, refer to the Federal Housing Finance Agency (FHFA)
House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Dallas Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Dallas, Texas

The appreciation of Dallas Home Prices relative to 380 other metropolitan areas
is detailed below. Each metropolitan area contains one or more cities. Five
different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Dallas-Plano-Irving, TX, hereinafter referred to as "Dallas".

Last Quarter:
During the 1st Quarter of 2010, Dallas Home Prices had a rank of 72, with
appreciation of -0.31%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Dallas Home Prices had a rank of 93, with
appreciation during the year of -2.64%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Dallas Home Prices
ranked 167, with a total appreciation of 9.8%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Dallas Home Prices had
a rank of 276, with appreciation during the decade of 33%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Dallas Home Prices had
a rank of 278, with total appreciation over the 20 year period of 76%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Dallas Real Estate Market is
available back to the 2nd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Dallas. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4057
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Denver, Colorado


Historical Home Price Appreciation
Last Quarter                                     -0.69%
Last Year . . . . . . . . . . . . . . . . . . . .  -3.6%
Last 5 Years                                     0%
Last 10 Years . . . . . . . . . . . . . . . . . 31%
Last 20 Years                                   172%
Decline From All Time High               3.65%


Annual Home Price Appreciation Rates
1980      8.80%
1981      9.18%
1982      11.26%
1983      -1.96%
1984      1.46%
1985      0.10%
1986      2.22%
1987      -4.50%
1988      -1.25%
1989      1.69%
1990      2.24%
1991      4.23%
1992      7.65%
1993      8.90%
1994      10.02%
1995      7.65%
1996      5.07%
1997      6.46%
1998      6.72%
1999      12.76%
2000      13.68%
2001      7.98%
2002      4.07%
2003      2.25%
2004      3.21%
2005      3.89%
2006      0.44%
2007      -0.91%
2008      -0.54%
2009      -1.18%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.69%        Rank: 107 of 381 (72nd Percentile)
Last Year  . . . . . . . . . . . . . . . .  -3.6%          Rank: 124 of 381 (67th Percentile)
Last 5 Years                              0%             Rank: 262 of 381 (31st Percentile)
Last 10 Years  . . . . . . . . . . . .   31%            Rank: 292 of 380 (23rd Percentile)
Last 20 Years                            172%          Rank: 26 of 341 (92nd Percentile)
Decline From All Time High        3.65%

Home Price appreciation rates for Denver-Aurora, CO are shown above for five
time periods. For example: Denver appreciated -0.69% in the Last Quarter. At
that rate, the Denver Real Estate Market was ranked 107th out of 381
metropolitan areas for Real Estate Appreciation. Denver was in the 72nd
percentile. So Denver, CO performed better in the Last Quarter than 72% of
the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Denver, Colorado

The data and analysis on this page pertains to Denver-Aurora, CO, hereinafter
referred to as "Denver". The all time high in the Denver Home Price Index was
201.1 in the 1st Quarter, of 2009. The 1st Quarter, 2010 index value was
193.8. That's a decline of 7.34 points or 3.65% below the Denver Home Price
Index all time high.  The Home Price Index indicates that the Denver Market is
up 31% over the last 10 years. Home Prices in the Denver Real Estate Market
have lost 3.65% over the last 12 months. Over the last thirty years, it is up
243%.

The 1st Quarter index value was 1.34 points lower than the 4th Quarter, 2009
index value of 195.13, resulting in a 0.69% decline for the 1st Quarter in the
Denver Market.

The Denver Home Price Index declined in the last quarter after increasing in the
previous quarter. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Denver Real Estate Market
was 29% in the twelve months ended with the 2nd Quarter of 1978. The worst
annual home appreciation rate in the Denver Market was -5% in the twelve
months ended with the 4th Quarter of 1987.

The highest home appreciation in the Denver Real Estate Market over a three
year period was 74% in the three years ended with the 3rd Quarter of 1979.
The worst home appreciation over a three year period in the Denver Market
was -7% in the three years ended with the 1st Quarter of 1989.

This page provides a long term graph of the Denver Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Denver Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Denver Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Colorado. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Denver Home Prices
will be at your fingertips when you need them.

Historical data on the Denver Home Price Index is available back to the 3rd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Denver Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Denver Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Denver, Colorado

The appreciation of Denver Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Denver-Aurora, CO, hereinafter referred to as "Denver".

Last Quarter:
During the 1st Quarter of 2010, Denver Home Prices had a rank of 107, with
appreciation of -0.69%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Denver Home Prices had a rank of 124, with
appreciation during the year of -3.65%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Denver Home Prices
ranked 262, with a total appreciation of 0.0%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Denver Home Prices had
a rank of 292, with appreciation during the decade of 31%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Denver Home Prices had
a rank of 26, with total appreciation over the 20 year period of 172%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Denver Real Estate Market is
available back to the 3rd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Denver. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4120
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Houston, Texas


Historical Home Price Appreciation
Last Quarter                                     -0.86%
Last Year . . . . . . . . . . . . . . . . . . . .  -1.3%
Last 5 Years                                     19%
Last 10 Years . . . . . . . . . . . . . . . . . 50%
Last 20 Years                                   107%
Decline From All Time High               1.26%


Annual Home Price Appreciation Rates
1980      8.15%
1981      7.83%
1982      7.43%
1983      -0.80%
1984      -5.28%
1985      -9.05%
1986      -4.09%
1987      -7.69%
1988      5.02%
1989      6.14%
1990      2.91%
1991      3.77%
1992      3.02%
1993      2.18%
1994      -1.99%
1995      2.35%
1996      1.93%
1997      3.59%
1998      6.74%
1999      8.41%
2000      4.97%
2001      6.83%
2002      4.51%
2003      2.97%
2004      3.78%
2005      5.43%
2006      5.49%
2007      4.86%
2008      3.68%
2009      0.85%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.86%        Rank: 129 of 381 (66th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -1.3%          Rank: 50 of 381 (87th Percentile)
Last 5 Years                              19%            Rank: 66 of 381 (82nd Percentile)
Last 10 Years  . . . . . . . . . . . .   50%            Rank: 151 of 380 (60th Percentile)
Last 20 Years                            107%          Rank: 141 of 341 (58th Percentile)
Decline From All Time High        1.26%

Home Price appreciation rates for Houston-Sugar Land-Baytown, TX are shown
above for five time periods. For example: Houston appreciated -0.86% in the
Last Quarter. At that rate, the Houston Real Estate Market was ranked 129th
out of 381 metropolitan areas for Real Estate Appreciation. Houston was in the
66th percentile. So Houston, TX performed better in the Last Quarter than 66%
of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Houston, Texas

The data and analysis on this page pertains to Houston-Sugar Land-Baytown,
TX, hereinafter referred to as "Houston". The all time high in the Houston Home
Price Index was 192.2 in the 1st Quarter, of 2009. The 1st Quarter, 2010 index
value was 189.8. That's a decline of 2.42 points or 1.26% below the Houston
Home Price Index all time high.  The Home Price Index indicates that the
Houston Market is up 50% over the last 10 years. Home Prices in the Houston
Real Estate Market have lost 1.26% over the last 12 months. Over the last thirty
years, it is up 115%.

The 1st Quarter index value was 1.64 points lower than the 4th Quarter, 2009
index value of 191.42, resulting in a 0.86% decline for the 1st Quarter in the
Houston Market.

The Houston Home Price Index declined in the last quarter after increasing in
the previous 2 quarters. The current record holders for consecutive declines in
the Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Houston Real Estate Market
was 18% in the twelve months ended with the 1st Quarter of 1982. The worst
annual home appreciation rate in the Houston Market was -10% in the twelve
months ended with the 3rd Quarter of 1985.

The highest home appreciation in the Houston Real Estate Market over a three
year period was 47% in the three years ended with the 4th Quarter of 1979.
The worst home appreciation over a three year period in the Houston Market
was -20% in the three years ended with the 3rd Quarter of 1987.

This page provides a long term graph of the Houston Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Houston Home Prices, look at the links under that chart.
One link opens a long term chart of historical appreciation rates for the Houston
Real Estate Market. Another opens a forecast for appreciation rates in the state
of Texas. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Houston Home Prices
will be at your fingertips when you need them.

Historical data on the Houston Home Price Index is available back to the 2nd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Houston Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Houston Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Houston, Texas

The appreciation of Houston Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Houston-Sugar Land-Baytown, TX, hereinafter referred to as "Houston".

Last Quarter:
During the 1st Quarter of 2010, Houston Home Prices had a rank of 129, with
appreciation of -0.86%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Houston Home Prices had a rank of 50, with
appreciation during the year of -1.26%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Houston Home Prices
ranked 66, with a total appreciation of 18.9%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Houston Home Prices
had a rank of 151, with appreciation during the decade of 50%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Houston Home Prices
had a rank of 141, with total appreciation over the 20 year period of 107%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Houston Real Estate Market is
available back to the 2nd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Houston. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)









Commentary  4158
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Las Vegas, Nevada


Historical Home Price Appreciation
Last Quarter                         -0.80%
Last Year                              -19.0%
Last 5 Years                         -42%
Last 10 Years                       10%
Last 20 Years                       44%
Decline From All Time High   50.69%


Annual Home Price Appreciation Rates
1980      10.30%
1981      8.57%
1982      17.92%
1983      -17.35%
1984      0.27%
1985      6.47%
1986      2.04%
1987      0.17%
1988      4.51%
1989      7.12%
1990      8.43%
1991      5.68%
1992      1.79%
1993      1.06%
1994      -1.54%
1995      4.92%
1996      1.33%
1997      3.13%
1998      2.72%
1999      1.02%
2000      5.38%
2001      6.93%
2002      5.57%
2003      13.24%
2004      38.77%
2005      15.47%
2006      4.99%
2007      -7.42%
2008      -33.67%
2009      -19.06%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.80%        Rank: 121 of 381 (68th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -19.0%        Rank: 378 of 381 (Bottom .70%)
Last 5 Years                              -42%           Rank: 378 of 381 (Bottom .70%)
Last 10 Years  . . . . . . . . . . . .   10%            Rank: 363 of 380 (4th Percentile)
Last 20 Years                            44%            Rank: 337 of 341 (1st Percentile)
Decline From All Time High        50.69%

Home Price appreciation rates for Las Vegas-Paradise, NV are shown above for
five time periods. For example: Las Vegas appreciated -0.80% in the Last
Quarter. At that rate, the Las Vegas Real Estate Market was ranked 121st out
of 381 metropolitan areas for Real Estate Appreciation. Las Vegas was in the
68th percentile. So Las Vegas, NV performed better in the Last Quarter than
68% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Las Vegas, Nevada

The data and analysis on this page pertains to Las Vegas-Paradise, NV,
hereinafter referred to as "Las Vegas". The all time high in the Las Vegas Home
Price Index was 256.9 in the 4th Quarter, of 2006. The 1st Quarter, 2010 index
value was 126.7. That's a decline of 130.23 points or 50.69% below the Las
Vegas Home Price Index all time high.  The Home Price Index indicates that the
Las Vegas Market is up 10% over the last 10 years. Home Prices in the Las
Vegas Real Estate Market have lost 18.99% over the last 12 months. Over the
last thirty years, it is up 109%.

The 1st Quarter index value was 1.02 points lower than the 4th Quarter, 2009
index value of 127.68, resulting in a 0.80% decline for the 1st Quarter in the
Las Vegas Market.

The Las Vegas Home Price Index has declined for the last 13 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Las Vegas Real Estate
Market was 44% in the twelve months ended with the 3rd Quarter of 2004. The
worst annual home appreciation rate in the Las Vegas Market was -34% in the
twelve months ended with the 4th Quarter of 2008.

The highest home appreciation in the Las Vegas Real Estate Market over a
three year period was 84% in the three years ended with the 1st Quarter of
2006. The worst home appreciation over a three year period in the Las Vegas
Market was -50% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Las Vegas Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Las Vegas Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Las Vegas Real Estate Market. Another opens a forecast for appreciation rates
in the state of Nevada. Just one glance at our long term charts can provide
tremendous insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about Las
Vegas Home Prices will be at your fingertips when you need them.

Historical data on the Las Vegas Home Price Index is available back to the 2nd
Quarter, of 1978. All calculations are based on the quarterly value of the House
Price Index for the Las Vegas Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Las Vegas Real Estate Market and hundreds
of other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Las Vegas, Nevada

The appreciation of Las Vegas Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Las Vegas-Paradise, NV, hereinafter referred to as "Las Vegas".

Last Quarter:
During the 1st Quarter of 2010, Las Vegas Home Prices had a rank of 121, with
appreciation of -0.80%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Las Vegas Home Prices had a rank of 378, with
appreciation during the year of -18.99%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Las Vegas Home Prices
ranked 378, with a total appreciation of -42.1%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Las Vegas Home Prices
had a rank of 363, with appreciation during the decade of 10%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Las Vegas Home Prices
had a rank of 337, with total appreciation over the 20 year period of 44%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Las Vegas Real Estate Market is
available back to the 2nd Quarter, of 1978. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Las Vegas. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4171
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Los Angeles, California


Historical Home Price Appreciation
Last Quarter                         -1.13%
Last Year                              -4.8%
Last 5 Years                         -9%
Last 10 Years                       89%
Last 20 Years                       88%
Decline From All Time High   29.04%


Annual Home Price Appreciation Rates
1980      13.57%
1981      7.31%
1982      0.42%
1983      2.06%
1984      3.90%
1985      6.81%
1986      8.50%
1987      15.64%
1988      23.59%
1989      20.09%
1990      -0.50%
1991      -0.57%
1992      -3.84%
1993      -6.63%
1994      -9.59%
1995      1.88%
1996      -2.53%
1997      4.98%
1998      10.04%
1999      5.66%
2000      8.96%
2001      10.02%
2002      15.11%
2003      17.74%
2004      26.75%
2005      23.19%
2006      8.08%
2007      -5.85%
2008      -20.30%
2009      -4.35%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.13%        Rank: 164 of 381 (57th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.8%          Rank: 176 of 381 (53rd Percentile)
Last 5 Years                              -9%             Rank: 307 of 381 (19th Percentile)
Last 10 Years  . . . . . . . . . . . .   89%            Rank: 9 of 380 (97th Percentile)
Last 20 Years                            88%            Rank: 229 of 341 (32nd Percentile)
Decline From All Time High        29.04%

Home Price appreciation rates for Los Angeles-Long Beach-Glendale, CA are
shown above for five time periods. For example: Los Angeles appreciated
-1.13% in the Last Quarter. At that rate, the Los Angeles Real Estate Market
was ranked 164th out of 381 metropolitan areas for Real Estate Appreciation.
Los Angeles was in the 57th percentile. So Los Angeles, CA performed better in
the Last Quarter than 57% of the 381 metropolitan areas covered in
ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Los Angeles, California

The data and analysis on this page pertains to Los Angeles-Long
Beach-Glendale, CA, hereinafter referred to as "Los Angeles". The all time high
in the Los Angeles Home Price Index was 336.2 in the 4th Quarter, of 2006.
The 1st Quarter, 2010 index value was 238.6. That's a decline of 97.63 points
or 29.04% below the Los Angeles Home Price Index all time high.  The Home
Price Index indicates that the Los Angeles Market is up 89% over the last 10
years. Home Prices in the Los Angeles Real Estate Market have lost 4.80%
over the last 12 months. Over the last thirty years, it is up 370%.

The 1st Quarter index value was 2.72 points lower than the 4th Quarter, 2009
index value of 241.29, resulting in a 1.13% decline for the 1st Quarter in the
Los Angeles Market.

The Los Angeles Home Price Index declined in the last quarter after increasing
in the previous quarter. The current record holders for consecutive declines in
the Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the Los Angeles Real Estate
Market was 31% in the twelve months ended with the 3rd Quarter of 2004. The
worst annual home appreciation rate in the Los Angeles Market was -20% in the
twelve months ended with the 4th Quarter of 2008.

The highest home appreciation in the Los Angeles Real Estate Market over a
three year period was 86% in the three years ended with the 1st Quarter of
2006. The worst home appreciation over a three year period in the Los Angeles
Market was -29% in the three years ended with the 3rd Quarter of 2009.

This page provides a long term graph of the Los Angeles Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Los Angeles Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Los Angeles Real Estate Market. Another opens a forecast for appreciation
rates in the state of California. Just one glance at our long term charts can
provide tremendous insight into the historical trends of residential property
values. Bookmark this page! Then ForecastChart.com's detailed statistics
about Los Angeles Home Prices will be at your fingertips when you need them.

Historical data on the Los Angeles Home Price Index is available back to the
2nd Quarter, of 1975. All calculations are based on the quarterly value of the
House Price Index for the Los Angeles Market. The terms House Price Index
and Home Price Index, as used in this site, refer to the Federal Housing
Finance Agency (FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Los Angeles Real Estate Market and
hundreds of other cities. As a result, Home Price data is not available for a
number of months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Los Angeles, California

The appreciation of Los Angeles Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Los Angeles-Long Beach-Glendale, CA, hereinafter referred to as "Los
Angeles".

Last Quarter:
During the 1st Quarter of 2010, Los Angeles Home Prices had a rank of 164,
with appreciation of -1.13%. The top performing real estate market during the
1st Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Los Angeles Home Prices had a rank of 176, with
appreciation during the year of -4.80%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Los Angeles Home Prices
ranked 307, with a total appreciation of -9.2%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Los Angeles Home
Prices had a rank of 9, with appreciation during the decade of 89%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Los Angeles Home
Prices had a rank of 229, with total appreciation over the 20 year period of
88%. The top performing real estate market during the period was Missoula,
MT, with appreciation of 269%. The worst market during the last 20 years was
Modesto, CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Los Angeles Real Estate Market
is available back to the 2nd Quarter, of 1975. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Los Angeles. Real estate appreciation
figures represent total appreciation over each time period. (Unless specifically
stated, the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4207
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: New York, New York


Historical Home Price Appreciation
Last Quarter                         -1.01%
Last Year                              -6.5%
Last 5 Years                         3%
Last 10 Years                       84%
Last 20 Years                       123%
Decline From All Time High   12.74%


Annual Home Price Appreciation Rates
1980      9.69%
1981      10.46%
1982      5.40%
1983      15.03%
1984      18.98%
1985      20.17%
1986      24.90%
1987      17.42%
1988      3.54%
1989      -0.04%
1990      -6.30%
1991      -1.16%
1992      1.49%
1993      0.81%
1994      -3.11%
1995      3.46%
1996      0.89%
1997      3.98%
1998      5.63%
1999      10.00%
2000      11.35%
2001      10.80%
2002      12.37%
2003      11.59%
2004      15.22%
2005      15.36%
2006      5.10%
2007      -0.55%
2008      -5.83%
2009      -5.37%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.01%        Rank: 151 of 381 (60th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -6.5%          Rank: 235 of 381 (38th Percentile)
Last 5 Years                              3%              Rank: 230 of 381 (39th Percentile)
Last 10 Years  . . . . . . . . . . . .   84%            Rank: 18 of 380 (95th Percentile)
Last 20 Years                            123%          Rank: 84 of 341 (75th Percentile)
Decline From All Time High        12.74%

Home Price appreciation rates for New York-White Plains-Wayne, NY-NJ are
shown above for five time periods. For example: New York appreciated -1.01%
in the Last Quarter. At that rate, the New York Real Estate Market was ranked
151st out of 381 metropolitan areas for Real Estate Appreciation. New York was
in the 60th percentile. So New York, NY performed better in the Last Quarter
than 60% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: New York, New York

The data and analysis on this page pertains to New York-White Plains-Wayne,
NY-NJ, hereinafter referred to as "New York". The all time high in the New York
Home Price Index was 273.3 in the 1st Quarter, of 2007. The 1st Quarter, 2010
index value was 238.5. That's a decline of 34.81 points or 12.74% below the
New York Home Price Index all time high.  The Home Price Index indicates that
the New York Market is up 84% over the last 10 years. Home Prices in the New
York Real Estate Market have lost 6.46% over the last 12 months. Over the last
thirty years, it is up 559%.

The 1st Quarter index value was 2.44 points lower than the 4th Quarter, 2009
index value of 240.89, resulting in a 1.01% decline for the 1st Quarter in the
New York Market.

The New York Home Price Index has declined for the last 4 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the New York Real Estate Market
was 25% in the twelve months ended with the 3rd Quarter of 1986. The worst
annual home appreciation rate in the New York Market was -6% in the twelve
months ended with the 1st Quarter of 2010.

The highest home appreciation in the New York Real Estate Market over a
three year period was 82% in the three years ended with the 1st Quarter of
1987. The worst home appreciation over a three year period in the New York
Market was -13% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the New York Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about New York Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
New York Real Estate Market. Another opens a forecast for appreciation rates
in the state of New York. Just one glance at our long term charts can provide
tremendous insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about New
York Home Prices will be at your fingertips when you need them.

Historical data on the New York Home Price Index is available back to the 1st
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the New York Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the New York Real Estate Market and hundreds
of other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: New York, New York

The appreciation of New York Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to New York-White Plains-Wayne, NY-NJ, hereinafter referred to as "New York".

Last Quarter:
During the 1st Quarter of 2010, New York Home Prices had a rank of 151, with
appreciation of -1.01%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, New York Home Prices had a rank of 235, with
appreciation during the year of -6.46%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, New York Home Prices
ranked 230, with a total appreciation of 3.3%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, New York Home Prices
had a rank of 18, with appreciation during the decade of 84%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, New York Home Prices
had a rank of 84, with total appreciation over the 20 year period of 123%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the New York Real Estate Market is
available back to the 1st Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for New York. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4219
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Orlando, Florida


Historical Home Price Appreciation
Last Quarter                         -2.84%
Last Year                              -18.7%
Last 5 Years                         -11%
Last 10 Years                       47%
Last 20 Years                       87%
Decline From All Time High   36.68%


Annual Home Price Appreciation Rates
1980      16.67%
1981      3.25%
1982      12.97%
1983      -3.12%
1984      7.93%
1985      2.96%
1986      2.53%
1987      1.90%
1988      4.91%
1989      4.14%
1990      0.72%
1991      3.09%
1992      1.81%
1993      1.72%
1994      -2.45%
1995      2.96%
1996      1.09%
1997      4.85%
1998      4.54%
1999      3.89%
2000      7.59%
2001      8.92%
2002      7.86%
2003      8.10%
2004      16.69%
2005      32.59%
2006      11.49%
2007      -4.70%
2008      -17.97%
2009      -15.95%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -2.84%        Rank: 313 of 381 (17th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -18.7%        Rank: 377 of 381 (1st Percentile)
Last 5 Years                              -11%           Rank: 315 of 381 (17th Percentile)
Last 10 Years  . . . . . . . . . . . .   47%            Rank: 172 of 380 (54th Percentile)
Last 20 Years                            87%            Rank: 235 of 341 (31st Percentile)
Decline From All Time High        36.68%

Home Price appreciation rates for Orlando-Kissimmee-Sanford, FL are shown
above for five time periods. For example: Orlando appreciated -2.84% in the
Last Quarter. At that rate, the Orlando Real Estate Market was ranked 313th
out of 381 metropolitan areas for Real Estate Appreciation. Orlando was in the
17th percentile. So Orlando, FL performed better in the Last Quarter than 17%
of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Orlando, Florida

The data and analysis on this page pertains to Orlando-Kissimmee-Sanford,
FL, hereinafter referred to as "Orlando". The all time high in the Orlando Home
Price Index was 282.7 in the 1st Quarter, of 2007. The 1st Quarter, 2010 index
value was 179.0. That's a decline of 103.69 points or 36.68% below the
Orlando Home Price Index all time high.  The Home Price Index indicates that
the Orlando Market is up 47% over the last 10 years. Home Prices in the
Orlando Real Estate Market have lost 18.75% over the last 12 months. Over
the last thirty years, it is up 204%.

The 1st Quarter index value was 5.24 points lower than the 4th Quarter, 2009
index value of 184.25, resulting in a 2.84% decline for the 1st Quarter in the
Orlando Market.

The Orlando Home Price Index has declined for the last 4 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Orlando Real Estate Market
was 33% in the twelve months ended with the 4th Quarter of 2005. The worst
annual home appreciation rate in the Orlando Market was -19% in the twelve
months ended with the 1st Quarter of 2010.

The highest home appreciation in the Orlando Real Estate Market over a three
year period was 76% in the three years ended with the 2nd Quarter of 2006.
The worst home appreciation over a three year period in the Orlando Market
was -37% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Orlando Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Orlando Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Orlando Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Florida. Just one glance at our long term charts can provide tremendous insight
into the historical trends of residential property values. Bookmark this page!
Then ForecastChart.com's detailed statistics about Orlando Home Prices will be
at your fingertips when you need them.

Historical data on the Orlando Home Price Index is available back to the 4th
Quarter, of 1978. All calculations are based on the quarterly value of the House
Price Index for the Orlando Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Orlando Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Orlando, Florida

The appreciation of Orlando Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Orlando-Kissimmee-Sanford, FL, hereinafter referred to as "Orlando".

Last Quarter:
During the 1st Quarter of 2010, Orlando Home Prices had a rank of 313, with
appreciation of -2.84%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Orlando Home Prices had a rank of 377, with
appreciation during the year of -18.75%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Orlando Home Prices
ranked 315, with a total appreciation of -10.6%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Orlando Home Prices
had a rank of 172, with appreciation during the decade of 47%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Orlando Home Prices
had a rank of 235, with total appreciation over the 20 year period of 87%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Orlando Real Estate Market is
available back to the 4th Quarter, of 1978. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Orlando. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4232
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Phoenix, Arizona


Historical Home Price Appreciation
Last Quarter                         -1.95%
Last Year                              -17.6%
Last 5 Years                         -12%
Last 10 Years                       35%
Last 20 Years                       104%
Decline From All Time High   38.10%


Annual Home Price Appreciation Rates
1980      6.50%
1981      6.00%
1982      2.66%
1983      0.70%
1984      6.84%
1985      5.86%
1986      3.95%
1987      -0.28%
1988      0.75%
1989      -1.47%
1990      -4.20%
1991      5.09%
1992      1.32%
1993      2.68%
1994      4.85%
1995      5.92%
1996      5.04%
1997      5.75%
1998      5.76%
1999      6.32%
2000      6.91%
2001      6.43%
2002      5.17%
2003      6.20%
2004      16.00%
2005      40.78%
2006      8.07%
2007      -5.22%
2008      -20.70%
2009      -16.00%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.95%        Rank: 264 of 381 (30th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -17.6%        Rank: 373 of 381 (2nd Percentile)
Last 5 Years                              -12%           Rank: 324 of 381 (15th Percentile)
Last 10 Years  . . . . . . . . . . . .   35%            Rank: 262 of 380 (31st Percentile)
Last 20 Years                            104%          Rank: 156 of 341 (54th Percentile)
Decline From All Time High        38.10%

Home Price appreciation rates for Phoenix-Mesa-Glendale, AZ are shown
above for five time periods. For example: Phoenix appreciated -1.95% in the
Last Quarter. At that rate, the Phoenix Real Estate Market was ranked 264th
out of 381 metropolitan areas for Real Estate Appreciation. Phoenix was in the
30th percentile. So Phoenix, AZ performed better in the Last Quarter than 30%
of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Phoenix, Arizona

The data and analysis on this page pertains to Phoenix-Mesa-Glendale, AZ,
hereinafter referred to as "Phoenix". The all time high in the Phoenix Home
Price Index was 294.2 in the 4th Quarter, of 2006. The 1st Quarter, 2010 index
value was 182.1. That's a decline of 112.09 points or 38.10% below the
Phoenix Home Price Index all time high.  The Home Price Index indicates that
the Phoenix Market is up 35% over the last 10 years. Home Prices in the
Phoenix Real Estate Market have lost 17.60% over the last 12 months. Over the
last thirty years, it is up 177%.

The 1st Quarter index value was 3.62 points lower than the 4th Quarter, 2009
index value of 185.75, resulting in a 1.95% decline for the 1st Quarter in the
Phoenix Market.

The Phoenix Home Price Index has declined for the last 13 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Phoenix Real Estate Market
was 41% in the twelve months ended with the 4th Quarter of 2005. The worst
annual home appreciation rate in the Phoenix Market was -21% in the twelve
months ended with the 4th Quarter of 2008.

The highest home appreciation in the Phoenix Real Estate Market over a three
year period was 80% in the three years ended with the 2nd Quarter of 2006.
The worst home appreciation over a three year period in the Phoenix Market
was -38% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Phoenix Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Phoenix Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Phoenix Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Arizona. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Phoenix Home Prices
will be at your fingertips when you need them.

Historical data on the Phoenix Home Price Index is available back to the 2nd
Quarter, of 1977. All calculations are based on the quarterly value of the House
Price Index for the Phoenix Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Phoenix Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Phoenix, Arizona

The appreciation of Phoenix Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Phoenix-Mesa-Glendale, AZ, hereinafter referred to as "Phoenix".

Last Quarter:
During the 1st Quarter of 2010, Phoenix Home Prices had a rank of 264, with
appreciation of -1.95%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Phoenix Home Prices had a rank of 373, with
appreciation during the year of -17.60%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Phoenix Home Prices
ranked 324, with a total appreciation of -11.8%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Phoenix Home Prices
had a rank of 262, with appreciation during the decade of 35%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Phoenix Home Prices
had a rank of 156, with total appreciation over the 20 year period of 104%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Phoenix Real Estate Market is
available back to the 2nd Quarter, of 1977. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Phoenix. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4234
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania


Historical Home Price Appreciation
Last Quarter                         -0.86%
Last Year                              -1.8%
Last 5 Years                         10%
Last 10 Years                       41%
Last 20 Years                       99%
Decline From All Time High   1.77%


Annual Home Price Appreciation Rates
1980      -4.80%
1981      -4.63%
1982      7.27%
1983      8.22%
1984      1.10%
1985      3.13%
1986      4.45%
1987      6.97%
1988      4.47%
1989      6.40%
1990      5.48%
1991      4.93%
1992      6.45%
1993      5.24%
1994      -1.43%
1995      4.42%
1996      1.88%
1997      2.85%
1998      4.96%
1999      0.45%
2000      5.44%
2001      6.59%
2002      4.89%
2003      4.77%
2004      4.74%
2005      3.65%
2006      2.93%
2007      2.22%
2008      1.62%
2009      0.72%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.86%        Rank: 128 of 381 (66th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -1.8%          Rank: 68 of 381 (82nd Percentile)
Last 5 Years                              10%            Rank: 172 of 381 (55th Percentile)
Last 10 Years  . . . . . . . . . . . .   41%            Rank: 215 of 380 (43rd Percentile)
Last 20 Years                            99%            Rank: 175 of 341 (48th Percentile)
Decline From All Time High        1.77%

Home Price appreciation rates for Pittsburgh, PA are shown above for five time
periods. For example: Pittsburgh appreciated -0.86% in the Last Quarter. At
that rate, the Pittsburgh Real Estate Market was ranked 128th out of 381
metropolitan areas for Real Estate Appreciation. Pittsburgh was in the 66th
percentile. So Pittsburgh, PA performed better in the Last Quarter than 66% of
the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania

The all time high in the Pittsburgh Home Price Index was 167.5 in the 2nd
Quarter, of 2009. The 1st Quarter, 2010 index value was 164.5. That's a
decline of 2.97 points or 1.77% below the Pittsburgh Home Price Index all time
high.  The Home Price Index indicates that the Pittsburgh Market is up 41% over
the last 10 years. Home Prices in the Pittsburgh Real Estate Market have lost
1.76% over the last 12 months. Over the last thirty years, it is up 176%.

The 1st Quarter index value was 1.42 points lower than the 4th Quarter, 2009
index value of 165.96, resulting in a 0.86% decline for the 1st Quarter in the
Pittsburgh Market.

The Pittsburgh Home Price Index has declined for the last 3 consecutive
quarters. The current record holders for consecutive declines in the Home Price
Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the
last 16 consecutive quarters. The current record holder for consecutive
increases in the Home Price Index is Springfield, IL, with increases in the last 3
consecutive quarters.

The highest annual home appreciation rate in the Pittsburgh Real Estate
Market was 19% in the twelve months ended with the 4th Quarter of 1977. The
worst annual home appreciation rate in the Pittsburgh Market was -7% in the
twelve months ended with the 1st Quarter of 1981.

The highest home appreciation in the Pittsburgh Real Estate Market over a
three year period was 40% in the three years ended with the 4th Quarter of
1979. The worst home appreciation over a three year period in the Pittsburgh
Market was -4% in the three years ended with the 1st Quarter of 1982.

This page provides a long term graph of the Pittsburgh Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Pittsburgh Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
Pittsburgh Real Estate Market. Another opens a forecast for appreciation rates
in the state of Pennsylvania. Just one glance at our long term charts can
provide tremendous insight into the historical trends of residential property
values. Bookmark this page! Then ForecastChart.com's detailed statistics
about Pittsburgh Home Prices will be at your fingertips when you need them.

Historical data on the Pittsburgh Home Price Index is available back to the 4th
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Pittsburgh Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Pittsburgh Real Estate Market and hundreds
of other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Pittsburgh, Pennsylvania

The appreciation of Pittsburgh Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period.

Last Quarter:
During the 1st Quarter of 2010, Pittsburgh Home Prices had a rank of 128, with
appreciation of -0.86%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Pittsburgh Home Prices had a rank of 68, with
appreciation during the year of -1.76%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Pittsburgh Home Prices
ranked 172, with a total appreciation of 9.5%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Pittsburgh Home Prices
had a rank of 215, with appreciation during the decade of 41%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Pittsburgh Home Prices
had a rank of 175, with total appreciation over the 20 year period of 99%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Pittsburgh Real Estate Market is
available back to the 4th Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Pittsburgh. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4239
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Portland, Oregon


Historical Home Price Appreciation
Last Quarter                         -1.55%
Last Year                              -9.7%
Last 5 Years                         15%
Last 10 Years                       56%
Last 20 Years                       226%
Decline From All Time High   15.37%


Annual Home Price Appreciation Rates
1980      3.89%
1981      -7.93%
1982      6.70%
1983      -4.36%
1984      5.14%
1985      -2.46%
1986      1.30%
1987      0.86%
1988      5.53%
1989      9.33%
1990      16.50%
1991      8.86%
1992      7.60%
1993      8.03%
1994      9.95%
1995      9.41%
1996      7.15%
1997      7.15%
1998      4.64%
1999      1.38%
2000      3.32%
2001      5.38%
2002      4.40%
2003      5.46%
2004      10.53%
2005      20.09%
2006      12.91%
2007      3.29%
2008      -6.12%
2009      -8.43%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.55%        Rank: 217 of 381 (43rd Percentile)
Last Year  . . . . . . . . . . . . . . . .  -9.7%          Rank: 306 of 381 (19th Percentile)
Last 5 Years                              15%            Rank: 104 of 381 (72nd Percentile)
Last 10 Years  . . . . . . . . . . . .   56%            Rank: 113 of 380 (70th Percentile)
Last 20 Years                            226%          Rank: 3 of 341 (99th Percentile)
Decline From All Time High        15.37%

Home Price appreciation rates for Portland-Vancouver-Hillsboro, OR-WA are
shown above for five time periods. For example: Portland appreciated -1.55% in
the Last Quarter. At that rate, the Portland Real Estate Market was ranked
217th out of 381 metropolitan areas for Real Estate Appreciation. Portland was
in the 43rd percentile. So Portland, OR performed better in the Last Quarter
than 43% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Portland, Oregon

The data and analysis on this page pertains to Portland-Vancouver-Hillsboro,
OR-WA, hereinafter referred to as "Portland". The all time high in the Portland
Home Price Index was 243.4 in the 4th Quarter, of 2007. The 1st Quarter, 2010
index value was 206.0. That's a decline of 37.41 points or 15.37% below the
Portland Home Price Index all time high.  The Home Price Index indicates that
the Portland Market is up 56% over the last 10 years. Home Prices in the
Portland Real Estate Market have lost 9.68% over the last 12 months. Over the
last thirty years, it is up 310%.

The 1st Quarter index value was 3.25 points lower than the 4th Quarter, 2009
index value of 209.25, resulting in a 1.55% decline for the 1st Quarter in the
Portland Market.

The Portland Home Price Index has declined for the last 9 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Portland Real Estate Market
was 23% in the twelve months ended with the 2nd Quarter of 1978. The worst
annual home appreciation rate in the Portland Market was -12% in the twelve
months ended with the 3rd Quarter of 1981.

The highest home appreciation in the Portland Real Estate Market over a three
year period was 71% in the three years ended with the 2nd Quarter of 1979.
The worst home appreciation over a three year period in the Portland Market
was -14% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Portland Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about Portland Home Prices, look at the links under that chart.
One link opens a long term chart of historical appreciation rates for the Portland
Real Estate Market. Another opens a forecast for appreciation rates in the state
of Oregon. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Portland Home Prices
will be at your fingertips when you need them.

Historical data on the Portland Home Price Index is available back to the 2nd
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the Portland Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Portland Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Portland, Oregon

The appreciation of Portland Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Portland-Vancouver-Hillsboro, OR-WA, hereinafter referred to as "Portland".

Last Quarter:
During the 1st Quarter of 2010, Portland Home Prices had a rank of 217, with
appreciation of -1.55%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Portland Home Prices had a rank of 306, with
appreciation during the year of -9.68%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Portland Home Prices
ranked 104, with a total appreciation of 15.1%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Portland Home Prices
had a rank of 113, with appreciation during the decade of 56%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Portland Home Prices
had a rank of 3, with total appreciation over the 20 year period of 226%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Portland Real Estate Market is
available back to the 2nd Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Portland. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS  
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.  

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4269
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: San Diego, California


Historical Home Price Appreciation
Last Quarter                         -0.91%
Last Year                              -4.2%
Last 5 Years                         -24%
Last 10 Years                       67%
Last 20 Years                       105%
Decline From All Time High   29.33%


Annual Home Price Appreciation Rates
1980      -4.26%
1981      8.56%
1982      6.18%
1983      2.11%
1984      3.96%
1985      4.45%
1986      7.76%
1987      9.71%
1988      17.55%
1989      19.29%
1990      1.41%
1991      -0.09%
1992      -2.18%
1993      -3.13%
1994      -4.75%
1995      1.31%
1996      -0.68%
1997      4.74%
1998      11.18%
1999      10.29%
2000      15.48%
2001      11.82%
2002      17.22%
2003      16.65%
2004      26.75%
2005      10.66%
2006      -1.54%
2007      -9.18%
2008      -17.21%
2009      -3.32%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -0.91%        Rank: 135 of 381 (64th Percentile)
Last Year  . . . . . . . . . . . . . . . .  -4.2%          Rank: 152 of 381 (60th Percentile)
Last 5 Years                              -24%           Rank: 354 of 381 (7th Percentile)
Last 10 Years  . . . . . . . . . . . .   67%            Rank: 53 of 380 (86th Percentile)
Last 20 Years                            105%          Rank: 150 of 341 (56th Percentile)
Decline From All Time High        29.33%

Home Price appreciation rates for San Diego-Carlsbad-San Marcos, CA are
shown above for five time periods. For example: San Diego appreciated -0.91%
in the Last Quarter. At that rate, the San Diego Real Estate Market was ranked
135th out of 381 metropolitan areas for Real Estate Appreciation. San Diego
was in the 64th percentile. So San Diego, CA performed better in the Last
Quarter than 64% of the 381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: San Diego, California

The data and analysis on this page pertains to San Diego-Carlsbad-San
Marcos, CA, hereinafter referred to as "San Diego". The all time high in the San
Diego Home Price Index was 322.1 in the 1st Quarter, of 2006. The 1st Quarter,
2010 index value was 227.6. That's a decline of 94.49 points or 29.33% below
the San Diego Home Price Index all time high.  The Home Price Index indicates
that the San Diego Market is up 67% over the last 10 years. Home Prices in the
San Diego Real Estate Market have lost 4.20% over the last 12 months. Over
the last thirty years, it is up 314%.

The 1st Quarter index value was 2.08 points lower than the 4th Quarter, 2009
index value of 229.70, resulting in a 0.91% decline for the 1st Quarter in the
San Diego Market.

The San Diego Home Price Index declined in the last quarter after increasing in
the previous quarter. The current record holders for consecutive declines in the
Home Price Index are San Luis Obispo, CA; Reno, NV and Napa, CA, with
declines in the last 16 consecutive quarters. The current record holder for
consecutive increases in the Home Price Index is Springfield, IL, with increases
in the last 3 consecutive quarters.

The highest annual home appreciation rate in the San Diego Real Estate
Market was 32% in the twelve months ended with the 1st Quarter of 1978. The
worst annual home appreciation rate in the San Diego Market was -18% in the
twelve months ended with the 3rd Quarter of 2008.

The highest home appreciation in the San Diego Real Estate Market over a
three year period was 88% in the three years ended with the 3rd Quarter of
1979. The worst home appreciation over a three year period in the San Diego
Market was -29% in the three years ended with the 3rd Quarter of 2009.

This page provides a long term graph of the San Diego Home Price Index
(above). The chart has been updated through the 1st Quarter of 2010. For
more information about San Diego Home Prices, look at the links under that
chart. One link opens a long term chart of historical appreciation rates for the
San Diego Real Estate Market. Another opens a forecast for appreciation rates
in the state of California. Just one glance at our long term charts can provide
tremendous insight into the historical trends of residential property values.
Bookmark this page! Then ForecastChart.com's detailed statistics about San
Diego Home Prices will be at your fingertips when you need them.

Historical data on the San Diego Home Price Index is available back to the 1st
Quarter, of 1976. All calculations are based on the quarterly value of the House
Price Index for the San Diego Market. The terms House Price Index and Home
Price Index, as used in this site, refer to the Federal Housing Finance Agency
(FHFA) House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the San Diego Real Estate Market and hundreds
of other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: San Diego, California

The appreciation of San Diego Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to San Diego-Carlsbad-San Marcos, CA, hereinafter referred to as "San Diego".

Last Quarter:
During the 1st Quarter of 2010, San Diego Home Prices had a rank of 135, with
appreciation of -0.91%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, San Diego Home Prices had a rank of 152, with
appreciation during the year of -4.20%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, San Diego Home Prices
ranked 354, with a total appreciation of -23.9%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, San Diego Home Prices
had a rank of 53, with appreciation during the decade of 67%. The top
performing market during the period was Ocean City, NJ, with appreciation of
111%. The worst real estate market during the 10 year time period was Detroit,
MI, with appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, San Diego Home Prices
had a rank of 150, with total appreciation over the 20 year period of 105%. The
top performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the San Diego Real Estate Market is
available back to the 1st Quarter, of 1976. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for San Diego. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)














Commentary  4281
Part 1: MARKET SUMMARY
1st Quarter, 2010 Data: Seattle, Washington


Historical Home Price Appreciation
Last Quarter                         -1.83%
Last Year                              -10.1%
Last 5 Years                         13%
Last 10 Years                       58%
Last 20 Years                       162%
Decline From All Time High   16.68%


Annual Home Price Appreciation Rates
1980      4.78%
1981      5.17%
1982      -0.70%
1983      -0.06%
1984      4.03%
1985      2.59%
1986      3.85%
1987      5.05%
1988      8.14%
1989      23.45%
1990      19.00%
1991      2.12%
1992      1.80%
1993      2.07%
1994      1.64%
1995      3.76%
1996      2.82%
1997      8.47%
1998      9.26%
1999      8.31%
2000      7.62%
2001      6.02%
2002      4.75%
2003      5.44%
2004      10.63%
2005      17.32%
2006      13.74%
2007      4.90%
2008      -6.26%
2009      -9.46%


Real Estate Appreciation, Rank & Percentile
Last Quarter                              -1.83%        Rank: 253 of 381 (33rd Percentile)
Last Year  . . . . . . . . . . . . . . . .  -10.1%        Rank: 316 of 381 (17th Percentile)
Last 5 Years                              13%            Rank: 131 of 381 (65th Percentile)
Last 10 Years  . . . . . . . . . . . .   58%            Rank: 102 of 380 (73rd Percentile)
Last 20 Years                            162%          Rank: 38 of 341 (89th Percentile)
Decline From All Time High        16.68%

Home Price appreciation rates for Seattle-Bellevue-Everett, WA are shown
above for five time periods. For example: Seattle appreciated -1.83% in the
Last Quarter. At that rate, the Seattle Real Estate Market was ranked 253rd out
of 381 metropolitan areas for Real Estate Appreciation. Seattle was in the 33rd
percentile. So Seattle, WA performed better in the Last Quarter than 33% of the
381 metropolitan areas covered in ForecastChart.com.



Part 2: MARKET HIGHLIGHTS
1st Quarter, 2010 Data: Seattle, Washington

The data and analysis on this page pertains to Seattle-Bellevue-Everett, WA,
hereinafter referred to as "Seattle". The all time high in the Seattle Home Price
Index was 264.9 in the 4th Quarter, of 2007. The 1st Quarter, 2010 index value
was 220.7. That's a decline of 44.19 points or 16.68% below the Seattle Home
Price Index all time high.  The Home Price Index indicates that the Seattle
Market is up 58% over the last 10 years. Home Prices in the Seattle Real Estate
Market have lost 10.11% over the last 12 months. Over the last thirty years, it is
up 373%.

The 1st Quarter index value was 4.12 points lower than the 4th Quarter, 2009
index value of 224.82, resulting in a 1.83% decline for the 1st Quarter in the
Seattle Market.

The Seattle Home Price Index has declined for the last 9 consecutive quarters.
The current record holders for consecutive declines in the Home Price Index
are San Luis Obispo, CA; Reno, NV and Napa, CA, with declines in the last 16
consecutive quarters. The current record holder for consecutive increases in
the Home Price Index is Springfield, IL, with increases in the last 3 consecutive
quarters.

The highest annual home appreciation rate in the Seattle Real Estate Market
was 33% in the twelve months ended with the 2nd Quarter of 1978. The worst
annual home appreciation rate in the Seattle Market was -10% in the twelve
months ended with the 1st Quarter of 2010.

The highest home appreciation in the Seattle Real Estate Market over a three
year period was 96% in the three years ended with the 4th Quarter of 1978.
The worst home appreciation over a three year period in the Seattle Market was
-15% in the three years ended with the 1st Quarter of 2010.

This page provides a long term graph of the Seattle Home Price Index (above).
The chart has been updated through the 1st Quarter of 2010. For more
information about Seattle Home Prices, look at the links under that chart. One
link opens a long term chart of historical appreciation rates for the Seattle Real
Estate Market. Another opens a forecast for appreciation rates in the state of
Washington. Just one glance at our long term charts can provide tremendous
insight into the historical trends of residential property values. Bookmark this
page! Then ForecastChart.com's detailed statistics about Seattle Home Prices
will be at your fingertips when you need them.

Historical data on the Seattle Home Price Index is available back to the 4th
Quarter, of 1975. All calculations are based on the quarterly value of the House
Price Index for the Seattle Market. The terms House Price Index and Home Price
Index, as used in this site, refer to the Federal Housing Finance Agency (FHFA)
House Price Index.

Significant is time required to gather quarterly sales price and appraisal data
from mortgage transactions in the Seattle Real Estate Market and hundreds of
other cities. As a result, Home Price data is not available for a number of
months after the end of each quarter.



Part 3: APPRECIATION RATES & RANKINGS
1st Quarter, 2010 Data: Seattle, Washington

The appreciation of Seattle Home Prices relative to 380 other metropolitan
areas is detailed below. Each metropolitan area contains one or more cities.
Five different time periods are reviewed.  Each paragraph identifies the top and
bottom performing markets as well as the average and median performance for
all cities during each time period. The data and analysis on this page pertains
to Seattle-Bellevue-Everett, WA, hereinafter referred to as "Seattle".

Last Quarter:
During the 1st Quarter of 2010, Seattle Home Prices had a rank of 253, with
appreciation of -1.83%. The top performing real estate market during the 1st
Quarter was Punta Gorda, FL, with appreciation of 2.90%. The worst market
during that period was Gainesville, GA, with appreciation of -7.15%.
The median appreciation for all cities during the 1st Quarter was -1.32%. The
average appreciation for all markets during the quarter was -1.49%.

Last Year:
During the last 12 months, Seattle Home Prices had a rank of 316, with
appreciation during the year of -10.11%. The top performing market during the
last year was Pine Bluff, AR, with appreciation of 2.5%. The worst real estate
market during that period was Bend, OR, with appreciation of -23.0%.
The median appreciation for all markets during this period was -5.11%. The
average appreciation was -5.97%.

Last 5 Years:
Over the 5 years ended with the 1st Quarter of 2010, Seattle Home Prices
ranked 131, with a total appreciation of 13.0%. The top performing real estate
market during the 5 year period was Midland, TX, with appreciation of 57%. The
worst market during that period was Merced, CA, with appreciation of -49%.
The median appreciation for all cities during this time period was 8%. The
average appreciation over the 5 years was 5%.

Last 10 Years:
During the 10 years ended in the 1st Quarter of 2010, Seattle Home Prices had
a rank of 102, with appreciation during the decade of 58%. The top performing
market during the period was Ocean City, NJ, with appreciation of 111%. The
worst real estate market during the 10 year time period was Detroit, MI, with
appreciation of -17%.
The median appreciation for all markets during the last 10 years was 44%. The
average appreciation for the cities over that time frame was 45%.

Last 20 Years:
During the 20 years ended in the 1st Quarter of 2010, Seattle Home Prices had
a rank of 38, with total appreciation over the 20 year period of 162%. The top
performing real estate market during the period was Missoula, MT, with
appreciation of 269%. The worst market during the last 20 years was Modesto,
CA, with appreciation of 28%.
The median appreciation for all cities during the last 20 years was 100%. The
average appreciation for the markets over that time frame was 107%.

Historical data on the Home Price Index for the Seattle Real Estate Market is
available back to the 4th Quarter, of 1975. The chart has been updated
through the 1st Quarter of 2010. All calculations are based on the quarterly
value of the House Price Index for Seattle. Real estate appreciation figures
represent total appreciation over each time period. (Unless specifically stated,
the appreciation figures do not represent annual or quarterly rates of
appreciation.)



PART 4: NATIONAL ECONOMIC FORECASTS
Local economies and home values are influenced in varying degrees by
national economic conditions. Forecasts for some relevant indicators are
included below. The date shown to the right of the forecast represents the
target date of the forecast.   Abbreviations: SSAR (Seasonally Adjusted Annual
Rate),  Q1 (First Quarter),  Q2 (Second Quarter),  etc.

U. S. Home Values (12 Month Appreciation or Depreciation)  -5%  (2011-Q1)
30 Year Mortgage Interest Rate:  4.94%  (June, 2011)
15 Year Mortgage Rate:  4.37%  (June, 2011)
Adjustable Rate Mortgage Rate:  3.99%  (June, 2011)
Housing Starts (SSAR in 1000's):  947  (May, 2011)
Prime Interest Rate:  3.25%  (June, 2011)
US unemployment rate (Overall):  11.50%  (May, 2011)
US Inflation or Deflation (-):  1.04%  (May, 2011)
Crude Oil Prices (Dollars per Barrel):  $68.8  (May, 2011)
Natural Gas Prices (Dollars Per Million BTU):  $4.11  (May, 2011)
U. S. Dollar (Trade Weighted Currency Exchange Index):   105.96  (June, 2011)
GDP (Gross Domestic Product) SSAR in Trillions:  $15.4  (2010-Q4)
GNP (Gross National Product) SSAR in Trillions:  $14.8  (2010-Q4)
Federal Surplus or Deficit (-) in Billions:  -2033  (2010)
National Debt (Trillions):  $14.0  (2010-Q4)
Fed Funds Rate:  0.20%  (June, 2011)
S&P 500 (Standard & Poor's 500 Stock Index):  1175  (June, 2011)
DJIA (Dow Jones Industrial Average):  10903  (June, 2011)
U. S. Exports (SSAR in Billions):  2123  (2010-Q4)
U. S. Imports (SSAR in Billions):  1893  (2010-Q4)
U. S. Personal Savings Rate:  4.28%  (May, 2011)



















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